Salem County and Elmer Borough property record for 408 State St, Elmer, NJ 08318
| Property Type | Single Family Home |
|---|---|
| Details | 1,388 sqft · built 1950 |
| Lot Size | 0.386 acres (16,801 sqft) |
| Owner | Individual Name on File |
| Last Sale | $71,036 (Aug 2025) |
| Tax Bill | $7,642 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jun 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00021-0000-00018 |
| Primary APN | 03-00021-0000-00018 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,388 sqft Living Area |
| 1st Floor Area | 1,388 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Lot Area | 16,801 sqft (0.386 acres) |
| Lot Dimensions | 140 ft deep x 120 ft wide |
| Street Address | 408 STATE ST |
|---|---|
| City | ELMER |
| State | NJ |
| Zip | 08318-2174 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R125 |
| Legal Description | ADDITIONAL LOTS: 19 |
| Legal Block | 21 |
| Legal Lot Number | 18 |
| Jurisdiction | SALEM NJ |
| Township / Civil Division | ELMER |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 21000 |
Source: Salem County and Elmer Borough records · APN 03-00021-0000-00018
Assessment roll updated July 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 408 STATE ST, ELMER, NJ 08318-2174 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 11, 2018 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 14, 2025 · Amount on Record |
| Deed Sale | Aug 14, 2025 · Amount on Record |
| Prior Sale | Jun 11, 2018 · Amount on Record |
| Deed Document Number | 20256836 |
| Deed Book / Page | 4736 / 1955 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM NJ |
| Property Address | 408 STATE ST, ELMER, NJ 08318-2174 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2021 |
| Title Company | STATES TITLE |
| Name | Verified Name |
|---|
| Document Number | 0046120248 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 4612/248 |
| Instrument | 2021013765 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SALEM NJ |
| Recording Date | Jun 11, 2018 |
| Property Address | 408 STATE ST, ELMER, NJ 08318-2174 |
| Document Number | 0044300040 |
| Book / Page | 4430 / 40 |
| Instrument Date | May 31, 2018 |
| Instrument | 000000129931 |
| Transaction Type | Transfer |
| Record Updated | Nov 05, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 408 STATE ST, ELMER, NJ 08318-2174 |
Source: Salem County and Elmer Borough records · Assessment roll updated July 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Salem County |
| Municipality | Elmer Borough |
| Unified School District | Pittsgrove Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $186,300 (-) Land $37,000 Building $149,300 | $186,300 (-) Land $37,000 Building $149,300 | |
| 2025 | $7,642.00 (+0.2%) | $186,300 (-) Land $37,000 Building $149,300 | $186,300 (-) Land $37,000 Building $149,300 |
| 2024 | $7,627.00 (+6.26%) | ||
| 2023 | $186,300 Land $37,000 Building $149,300 | $186,300 Land $37,000 Building $149,300 | |
| 2022 | $7,178.00 |
Source: FEMA National Flood Hazard Layer, Salem County (34033C), as of June 27, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340330210001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Oct 1980 · tidal / storm surge |
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
Based on FCC filings for 183 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NJ1702001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELMER BORO W DEPT serves 1,385 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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