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406 State St, Elmer, NJ 08318 Property Records

Salem County and Elmer Borough property record for 406 State St, Elmer, NJ 08318 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1,260 sqft · built 1945
Lot Size0.386 acres (16,801 sqft)
Owner2 Individual Names on File
Last Sale$230,000 (Sep 2022)
Tax Bill$7,109 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Feb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN03-00021-0000-00020

Property Details

APN / Parcel Number

Primary APN03-00021-0000-00020
Alternative APN
  • 030002100020

Interior

Stories1 Story
Building Area1,260 sqft Living Area
1st Floor Area1,260 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleSplit Level
Construction TypeFrame
Lot Area16,801 sqft (0.386 acres)
Lot Dimensions140 ft deep x 120 ft wide

Location & Zoning

Street Address406 STATE ST
CityELMER
StateNJ
Zip08318-2174
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionADDITIONAL LOTS: 21
Legal Block21
Legal Lot Number20
JurisdictionSALEM NJ
Township / Civil DivisionELMER
Census Block Group1
Census Block1018
Census Tract21000

Owner

Source: Salem County and Elmer Borough records · APN 03-00021-0000-00020

Assessment roll updated July 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address406 STATE ST, ELMER, NJ 08318-2174
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2022Deed, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Feb 24, 2022Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 29, 2022 · Amount on Record
Deed SaleSep 29, 2022 · Amount on Record
Prior SaleSep 21, 2015 · Amount on Record
Deed Document Number202210403
Deed Book / Page4645 / 587
Record UpdatedSep 20, 2026

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionSALEM NJ
Recording DateSep 29, 2022
Property Address406 STATE ST, ELMER, NJ 08318-2174
Document Number0046450587
Book / Page4645 / 587
Instrument DateAug 29, 2022
Instrument2022010403
Transaction TypeTransfer
Record UpdatedOct 11, 2022
Title CompanyPROVIDENCE ABSTRACT LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,169.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address202 DODD STREET #11, 202, VAUXHALL, NJ 07088

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 STATE ST, ELMER, NJ 08318-2174
InvestorPossibly a Property Investor

Mortgage

Document Number2022010404
DateSep 29, 2022
Instrument2022010404
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSALEM NJ
Property Address406 STATE ST, ELMER, NJ 08318-2174
Transaction TypeMortgage
Record UpdatedMar 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 STATE ST, ELMER, NJ 08318-2174

Mortgage

Document Number0046221413
DateFeb 24, 2022
Book Page4622/1413
Instrument2022002319
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term282 Months
DueAug 01, 2045

Tax Assessment & Valuation

Source: Salem County and Elmer Borough records · Assessment roll updated July 2, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySalem County
MunicipalityElmer Borough
Unified School DistrictPittsgrove Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$173,300 (-) Land $37,000 Building $136,300$173,300 (-) Land $37,000 Building $136,300
2025$7,109.00 (+0.21%)$173,300 (-) Land $37,000 Building $136,300$173,300 (-) Land $37,000 Building $136,300
2024$7,094.00 (+6.25%)
2023$173,300 Land $37,000 Building $136,300$173,300 Land $37,000 Building $136,300
2022$6,677.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Salem County (34033C), updated June 27, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340330210001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1980)
Most Recent ClaimOct 1980, tidal / storm surge

Wildfire

Wildfire RiskLow
above 20% of the US · above 35% of New Jersey
Wildfire LikelihoodAbout 1 in 4,545 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 183 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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