Grand County property record for 408 Spruce Dr, Granby, CO 80446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.25 ba · 2,724 sqft · built 2001 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $610,000 (Aug 2020) |
| Tax Bill | $4,031 (2025) |
| Deeds & Mortgages | Apr 2021 Sale Aug 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone D (undetermined) |
| APN | R133560 |
| Primary APN | R133560 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,724 sqft |
| Gross Area | 3,622 sqft |
| 1st Floor Area | 2,724 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Raised Ranch |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | R133560 |
|---|---|
| Street Address | 408 SPRUCE DR |
| City | GRANBY |
| State | CO |
| Zip | 80446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 43 |
| Legal Description | SUBD: INNSBRUCK-VAL MORITZ LOT: 68 BLOCK: 17 |
| Legal Range | 75W |
| Legal Township | 1S |
| Legal Section | 28 |
| Legal Subdivision | INNSBRUCK-VAL MORITZ |
| Legal Block | 17 |
| Legal Lot Number | 68 |
| Jurisdiction | GRAND CO |
| Township / Civil Division | GRANBY |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 205 |
408 Spruce Dr is owned by two individuals who acquired it in March 2021.
Source: Grand County records, as of January 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1397, GRANBY, CO 80446-1397 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2021 | Beneficiary Deed, Transfer |
| Aug 3, 2020 | Special Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Dec 3, 2018 | Warranty Deed, Transfer · Commercial Mortgage GUARANTY BANK & TRUST CO |
| Aug 9, 2017 | Warranty Deed, Transfer · VA Mortgage TITLE COMPANY/THE ROCKIES INC, TITLE COMPANY OF THE ROCKIES |
| Aug 9, 2017 | Warranty Deed, Transfer · VA Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2020 · Amount on File |
| Deed Sale | Aug 3, 2020 · Amount on File |
| Prior Sale | Dec 3, 2018 · Amount on File |
| Deed Document Number | 20206312 |
| Last Transfer Date | Mar 30, 2021 |
| Transfer Doc | 2021003713 |
| Record Updated | Jun 8, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | GRAND CO |
| Recording Date | Apr 1, 2021 |
| Property Address | 408 GCR 896, GRANBY, CO 80446 |
| Document Number | 2021003713 |
| Map Reference | DOC 127907 |
| Instrument Date | Mar 30, 2021 |
| Instrument | 2021003713 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 CAMDEN SHRS, MADISON, MS 39110-4121 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | GRAND CO |
| Recording Date | Aug 3, 2020 |
| Property Address | 408 GCR 896, GRANBY, CO 80446 |
| Document Number | 2020006312 |
| Map Reference | DOC 127907 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 2020006312 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $61.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 8119 PARK RIDGE DR, PARKVILLE, MO 64152-3121 |
| Document Number | 2020006313 |
|---|---|
| Date | Aug 3, 2020 |
| Instrument | 2020006313 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAND CO |
| Recording Date | Dec 3, 2018 |
| Property Address | 408 GCR 896, GRANBY, CO 80446 |
| Document Number | 2018009687 |
| Map Reference | DOC127907 |
| Instrument Date | Nov 30, 2018 |
| Instrument | 2018009687 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $53.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 168 CTC BLVD UNIT A, A, LOUISVILLE, CO 80027-3093 |
| Mail Care Of | CORE ELECTRIC INC |
| Document Number | 2018009688 |
|---|---|
| Date | Dec 3, 2018 |
| Instrument | 2018009688 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Dec 1, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAND CO |
| Recording Date | Aug 9, 2017 |
| Property Address | 408 GCR 896, GRANBY, CO 80446 |
| Document Number | 2017006295 |
| Map Reference | DOC127907 |
| Instrument Date | Aug 7, 2017 |
| Instrument | 2017006295 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | TITLE COMPANY/THE ROCKIES INC, TITLE COMPANY OF THE ROCKIES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $46.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 306, GRANBY, CO 80446-0306 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 679, SILVERTHORNE, CO 80498-0679 |
| Document Number | , 2017006296 |
|---|---|
| Date | Aug 9, 2017 |
| Instrument | 2017006296 |
| Type | Lending Institution |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAND CO |
| Recording Date | Aug 9, 2017 |
| Property Address | 408 GCR 896, GRANBY, CO 80446 |
| Document Number | 2017006295 |
| Map Reference | DOC127907 |
| Instrument Date | Aug 7, 2017 |
| Instrument | 2017006295 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | TITLE COMPANY/THE ROCKIES INC, TITLE COMPANY OF THE ROCKIES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $46.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 306, GRANBY, CO 80446-0306 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 679, SILVERTHORNE, CO 80498-0679 |
| Document Number | 2017006296 |
|---|---|
| Date | Aug 9, 2017 |
| Instrument | 2017006296 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
The 2025 property tax bill for 408 Spruce Dr was $4,031.
Source: Grand County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Grand County |
| Unified School District | East Grand School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,031.00 | $62,930 Land $4,690 Building $58,240 | $1,006,770 Land $75,000 Building $931,770 |
| 2023 | $3,828.00 (+35.5%) | $60,990 (+43.84%) Land $6,540 Building $54,450 | $910,270 (+49.22%) Land $97,600 Building $812,670 |
| 2022 | $2,825.00 | $42,400 Land $2,090 Building $40,310 | $610,000 Land $30,000 Building $580,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 408 Spruce Dr in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 408 Spruce Dr is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 44% of Colorado |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRANBY TOWN OF SOUTH SERVICE AREA serves 2,300 people · EPA ID CO0125710 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| ElektraFi Fixed Wireless | 400 / 60 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures