Grand County property record for 384 Spruce Dr, Granby, CO 80446
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,848 sqft · built 1998 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $570,000 (Feb 2020) |
| Tax Bill | $3,839 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2018 Line of Credit + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | R133570 |
| Primary APN | R133570 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,848 sqft |
| Gross Area | 3,816 sqft |
| Basement Area | 1,160 sqft |
| Finished Basement | 1,160 sqft |
| Year Built | Built 1998 |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | R133570 |
|---|---|
| Street Address | 384 SPRUCE DR |
| City | GRANBY |
| State | CO |
| Zip | 80446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 43 |
| Legal Description | SUBD: INNSBRUCK-VAL MORITZ LOT: 69 BLOCK: 17 |
| Legal Subdivision | INNSBRUCK-VAL MORITZ |
| Legal Block | 17 |
| Legal Lot Number | 69 |
| Jurisdiction | GRAND CO |
| Township / Civil Division | GRANBY |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 205 |
Source: Grand County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 8706 E 50TH AVE, DENVER, CO 80238-3740 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC |
| Jun 11, 2018 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Feb 26, 2020 | Warranty Deed, Transfer · Conventional Mortgage SOFI LENDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2020 · Amount on Record |
| Deed Sale | Feb 26, 2020 · Amount on Record |
| Prior Sale | Sep 12, 2016 · Amount on Record |
| Deed Document Number | 2020001622 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAND CO |
| Property Address | 384 GCR 896, GRANBY, CO 80446 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 8706 E 50TH AVE, DENVER, CO 80238-3740 |
| Document Number | 2021003902 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | 2021003902 |
| Name | ASSURANCE FINANCIAL GROUP LLC |
|---|---|
| Type | Lending Institution |
| Address | BATON ROUGE, LA 70809 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAND CO |
| Property Address | 384 GCR 896, GRANBY, CO 80446 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018004339 |
|---|---|
| Date | Jun 11, 2018 |
| Instrument | 2018004339 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 28, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAND CO |
| Recording Date | Feb 26, 2020 |
| Property Address | 384 GCR 896, GRANBY, CO 80446 |
| Document Number | 2020001622 |
| Map Reference | DOC 127907 |
| Instrument Date | Feb 26, 2020 |
| Instrument | 2020001622 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | TITLE COMPANY/THE ROCKIES INC, TITLE COMPANY OF THE ROCKIES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $57.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1577, GRANBY, CO 80446-1577 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 8706 E 50TH AVE, DENVER, CO 80238-3740 |
| Document Number | 2020001623 |
|---|---|
| Date | Feb 26, 2020 |
| Instrument | 2020001623 |
| Name | SOFI LENDING CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
Source: Grand County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Grand County |
| Unified School District | East Grand School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,839.00 (+10.16%) | $59,940 (+7.96%) Land $4,690 Building $55,250 | $958,940 (+15.71%) Land $75,000 Building $883,940 |
| 2023 | $3,485.00 (+30.57%) | $55,520 (+38.56%) Land $6,500 Building $49,020 | $828,750 (+43.75%) Land $97,060 Building $731,690 |
| 2022 | $2,669.00 | $40,070 Land $2,090 Building $37,980 | $576,520 Land $30,000 Building $546,520 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 44% of Colorado |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRANBY TOWN OF SOUTH SERVICE AREA serves 2,300 people · EPA ID CO0125710 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| ElektraFi Fixed Wireless | 400 / 60 |
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