Kearney County property record for 408 Smith Ave, Minden, NE 68959
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 997 sqft · built 1946 |
| Lot Size | 0.119 acres (5,191 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $52,000 (Apr 2017) |
| Deeds & Mortgages | Jun 2018 Mortgage Aug 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0004685.00 |
| Primary APN | 0004685.00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 997 sqft Living Area |
| Gross Area | 988 sqft |
| 1st Floor Area | 997 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 5,191 sqft (0.119 acres) |
| Lot Dimensions | 92 ft deep x 58 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 392 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 408 SMITH AVE |
|---|---|
| City | MINDEN |
| State | NE |
| Zip | 68959-1537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTH 58' WEST 89' LOT 4 BLOCK 2 JENSEN'S ADDITION-MINDEN |
| Legal Subdivision | JENSEN'S ADDITION-MINDEN |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | KEARNEY NE |
| Township / Civil Division | HAYES |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 966700 |
408 Smith Ave is owned and occupied by two individuals who acquired it in August 2025.
Source: Kearney County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 408 SMITH AVE, MINDEN, NE 68959-1537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2018 | Deed of Trust, Mortgage · Conventional Mortgage TRIUS FCU |
| Aug 21, 2019 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Dec 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRIUS FCU |
| Apr 21, 2017 | Warranty Deed, Transfer MILLER ABSTRACT AND TITLE, MILLER ABSTRACT & TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2017 · Amount on File |
| Deed Sale | Apr 21, 2017 · Amount on File |
| Deed Document Number | 2017515 |
| Deed Book / Page | 245 / 471 |
| Last Transfer Date | Aug 15, 2025 |
| Transfer Doc | 0000000752 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KEARNEY NE |
| Property Address | 408 SMITH AVE, MINDEN, NE 68959-1537 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CENTRAL NEBRASKA TITLE |
| Name | Verified Name |
|---|
| Document Number | 251/562 |
|---|---|
| Date | Jun 29, 2018 |
| Book Page | 251/562 |
| Instrument | 2018-00635 |
| Name | TRIUS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2033 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KEARNEY NE |
| Property Address | 408 SMITH AVE, MINDEN, NE 68959-1537 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 257/351 |
|---|---|
| Date | Aug 21, 2019 |
| Book Page | 257/351 |
| Instrument | 2019-00802 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KEARNEY NE |
| Property Address | 408 SMITH AVE, MINDEN, NE 68959-1537 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 264/683 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 264/683 |
| Instrument | 2020-01292 |
| Name | TRIUS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KEARNEY NE |
| Recording Date | Apr 21, 2017 |
| Property Address | 408 SMITH AVE, MINDEN, NE 68959-1537 |
| Document Number | 000245/471 |
| Book / Page | 245 / 471 |
| Instrument Date | Apr 12, 2017 |
| Instrument | 2017-00515 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2022 |
| Title Company | MILLER ABSTRACT AND TITLE, MILLER ABSTRACT & TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $117.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Kearney County assessment roll, as of March 10, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Kearney County |
| Municipality | Minden City |
| Unified School District | Minden Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $60,950 (+15%) Land $13,370 Building $47,580 | $60,950 (+15%) Land $13,370 Building $47,580 | |
| 2025 | Homeowner's exemption | $53,000 Land $11,625 Building $41,375 | $53,000 Land $11,625 Building $41,375 |
| 2023 | Homeowner's exemption | $46,535 Land $10,670 Building $35,865 | $46,535 Land $10,670 Building $35,865 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 408 Smith Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 408 Smith Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MINDEN serves 3,118 people · EPA ID NE3109904 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Great Plains Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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