Kearney County property record for 407 Smith Ave, Minden, NE 68959
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,560 sqft · built 1919 |
| Lot Size | 0.264 acres (11,480 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $289,000 (Dec 2024) |
| Tax Bill | $2,954 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0004687.00 |
| Primary APN | 0004687.00 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 1,560 sqft |
| Basement Area | 1,042 sqft |
| Finished Basement | 1,042 sqft |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1919 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 11,480 sqft (0.264 acres) |
| Lot Dimensions | 140 ft deep x 82 ft wide |
| Garage Type | Attached |
| Garage Area | 1,500 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 407 SMITH AVE |
|---|---|
| City | MINDEN |
| State | NE |
| Zip | 68959-1536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH 82' OF LOT 1 BLOCK 3 JENSEN'S ADDITION-MINDEN |
| Legal Subdivision | JENSEN'S ADDITION-MINDEN |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | KEARNEY NE |
| Township / Civil Division | HAYES |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 966700 |
Source: Kearney County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 407 SMITH AVE, MINDEN, NE 68959-1536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2018 | Deed of Trust, Mortgage · Conventional Mortgage EXCHANGE BANK |
| Nov 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORP |
| Nov 6, 2018 | Joint Tenancy Deed, Transfer · Conventional Mortgage UNION BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2024 · Amount on Record |
| Deed Sale | Dec 13, 2024 · Amount on Record |
| Prior Sale | Nov 6, 2018 · Amount on Record |
| Deed Document Number | 20241035 |
| Deed Book / Page | 285 / 270 |
| Prior Transfer Date | Nov 5, 2018 |
| Prior Transfer Doc | 000253/283 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KEARNEY NE |
| Property Address | 407 SMITH AVE, MINDEN, NE 68959-1536 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 251/978 |
|---|---|
| Date | Jul 31, 2018 |
| Book Page | 251/978 |
| Instrument | 2018-00740 |
| Name | EXCHANGE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KEARNEY NE |
| Property Address | 407 SMITH AVE, MINDEN, NE 68959-1536 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 264/137 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 264/137 |
| Instrument | 2020-01164 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 1, 2040 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Joint Tenancy Deed |
|---|---|
| Jurisdiction | KEARNEY NE |
| Recording Date | Nov 6, 2018 |
| Property Address | 407 SMITH AVE, MINDEN, NE 68959-1536 |
| Document Number | 000253/283 |
| Book / Page | 253 / 283 |
| Instrument Date | Nov 5, 2018 |
| Instrument | 2018-01077 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $425.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 253/284 |
|---|---|
| Date | Nov 6, 2018 |
| Book Page | 253/284 |
| Instrument | 2018-01078 |
| Name | UNION BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Kearney County assessment roll, as of March 10, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Kearney County |
| Municipality | Minden City |
| Unified School District | Minden Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $270,135 (+15%) Land $24,920 Building $245,215 | $270,135 (+15%) Land $24,920 Building $245,215 | |
| 2025 | $2,954.00 (-17.46%) | $234,900 (+15.36%) Land $21,670 Building $213,230 | $234,900 (+15.36%) Land $21,670 Building $213,230 |
| 2023 | $3,579.00 | $203,625 Land $18,785 Building $184,840 | $203,625 Land $18,785 Building $184,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MINDEN serves 3,118 people · EPA ID NE3109904 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Great Plains Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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