408 Silver Spur Ln, Oakley, CA 94561 Property Records

Contra Costa County property record for 408 Silver Spur Ln, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,471 sqft · built 2008
Lot Size	0.171 acres (7,437 sqft)
Owner	Individual Name on File
Last Sale	$544,000 (Sep 2019)
Tax Bill	$11,663 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`034-160-061-7`

Property Details

APN / Parcel Number

Primary APN	`034-160-061-7`
Alternative APN	`034-160-061`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,471 sqft Living Area
1st Floor Area	2,471 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	7,437 sqft (0.171 acres)
Garage Type	Attached
Garage Area	606 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	408 SILVER SPUR LN
City	OAKLEY
State	CA
Zip	94561-4427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8530 L52
Legal Subdivision	SUBDIVISION 8530
Legal Tract	8530
Legal Lot Number	52
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1003
Census Tract	303104

Owner

408 Silver Spur Ln is owned and occupied by an individual who bought it in September 2019.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	408 SILVER SPUR LN, OAKLEY, CA 94561-4427
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Sep 6, 2019	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS
Sep 6, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2019 · Amount on File
Deed Sale	Sep 6, 2019 · Amount on File
Prior Sale	Jan 22, 2009 · Amount on File
Deed Document Number	2019145845
Prior Transfer Date	Aug 9, 2019
Prior Transfer Doc	0000145844
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	408 SILVER SPUR LN, OAKLEY, CA 94561-4427
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 SILVER SPUR LN, OAKLEY, CA 94561-4427

Mortgage

Document Number	0000077700
Date	Aug 14, 2023
Instrument	2023-077700

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2043

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 6, 2019
Property Address	408 SILVER SPUR LN, OAKLEY, CA 94561-4427
Document Number	0000145845
Instrument Date	Aug 28, 2019
Instrument	145845
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$598.40
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	408 SILVER SPUR LN OAKLEY CA 945614427, OAKLEY, CA 94561-4427

Mortgage

Document Number	145846
Date	Sep 6, 2019
Instrument	145846

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2049

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 6, 2019
Property Address	408 SILVER SPUR LN, OAKLEY, CA 94561-4427
Document Number	0000145844
Instrument Date	Aug 9, 2019
Instrument	145844
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	408 SILVER SPUR LN OAKLEY CA 945614427, OAKLEY, CA 94561-4427

Tax Assessment & Valuation

The 2025 property tax bill for 408 Silver Spur Ln was $11,663.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$606,835 (+2%) Land $122,703 Building $484,132
2025	$11,663.00	$594,938 Land $120,298 Building $474,640
2023	$11,331.00 (+1.53%)	$571,838 Land $115,628 Building $456,210
2022	$11,160.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 408 Silver Spur Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 408 Silver Spur Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Sonic Telecom.

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