405 Silver Spur Ln, Oakley, CA 94561 Property Records

Contra Costa County property record for 405 Silver Spur Ln, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,558 sqft · built 2008
Lot Size	0.237 acres (10,320 sqft)
Owner	Individual Name on File
Last Sale	$625,000 (Oct 2017)
Tax Bill	$12,927 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Feb 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`034-160-055-9`

Property Details

APN / Parcel Number

Primary APN	`034-160-055-9`
Alternative APN	`034-160-055`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,558 sqft Living Area
1st Floor Area	1,681 sqft
2nd Floor Area	1,877 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	10,320 sqft (0.237 acres)
Garage Type	Attached
Garage Area	665 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	405 SILVER SPUR LN
City	OAKLEY
State	CA
Zip	94561-4422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8530 L46
Legal Subdivision	SUBDIVISION 8530
Legal Tract	8530
Legal Lot Number	46
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1001
Census Tract	303104

Owner

405 Silver Spur Ln is owned and occupied by an individual who bought it in October 2017.

Source: Contra Costa County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	405 SILVER SPUR LN, OAKLEY, CA 94561-4422
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Feb 26, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Oct 25, 2017	Grant Deed, Transfer · Conventional Mortgage GOLDWATER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2017 · Amount on File
Deed Sale	Oct 25, 2017 · Amount on File
Prior Sale	Oct 3, 2008 · Amount on File
Deed Document Number	2017196199
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	405 SILVER SPUR LN, OAKLEY, CA 94561-4422
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SYNRGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000213975
Date	Nov 27, 2019
Instrument	2019-213975

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	405 SILVER SPUR LN, OAKLEY, CA 94561-4422
Document Number	0000103941
Instrument Date	Feb 26, 2019
Transaction Type	Mortgage
Record Updated	Jul 16, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 SILVER SPUR LN OAKLEY CA 945614422, OAKLEY, CA 94561-4422

Mortgage

Document Number	0000103941
Date	Jul 8, 2019
Instrument	103941

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2049

Interest

Rate Type	Adjustable Rate

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 25, 2017
Property Address	405 SILVER SPUR LN, OAKLEY, CA 94561-4422
Document Number	0000196199
Map Reference	MAP491 PG45
Instrument Date	Oct 9, 2017
Instrument	2017-196199
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 SILVER SPUR LN, OAKLEY, CA 94561-4422

Mortgage

Document Number	0000196200
Date	Oct 25, 2017
Instrument	2017-196200

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 405 Silver Spur Ln was $12,927.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$725,360 (+2%) Land $139,267 Building $586,093
2025	$12,927.00	$711,138 Land $136,537 Building $574,601
2023	$12,555.00 (+1.47%)	$683,526 Land $131,236 Building $552,290
2022	$12,373.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 405 Silver Spur Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 405 Silver Spur Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Sonic Telecom.

Nearby Properties on Silver Spur Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures