1. Home
  2. Florida
  3. St. Johns County
  4. Saint Augustine
  5. Saint Johns Golf Dr

408 Saint Johns Golf Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 408 Saint Johns Golf Dr, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,668 sqft · built 2003
Lot Size0.26 acres (11,325 sqft)
Owner2 Individual Names on Record
Last Sale$487,500 (Nov 2020)
Tax Bill$8,412 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN026432-0820

Property Details

APN / Parcel Number

Primary APN026432-0820

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures17 Plumbing Fixtures
Stories1 Story
Building Area3,668 sqft Living Area
Gross Area4,555 sqft
1st Floor Area2,779 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialStucco
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,325 sqft (0.26 acres)
Garage TypeAttached
Garage Area887 sqft
Parking Spaces4 Parking Spaces
PorchFinished/Open Porch
Porch Area422 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address408 SAINT JOHNS GOLF DR
CitySAINT AUGUSTINE
StateFL
Zip32092-1080
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description42/35-42 ST JOHNS GOLF & COUNTRY CLUB UNIT 2 PHASE 1 LOT 82 OR5092/1804
Legal Range28E
Legal Township05S
Legal Section29
Legal SubdivisionST. JOHNS GOLF & COUNTRY CLUB UNIT 2 PHA
Legal Phase1
Legal Block2
Legal Lot Number82
Legal Unit2
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2005
Census Tract20908

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address408 SAINT JOHNS GOLF DR, SAINT AUGUSTINE, FL 32092-1080
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2026Deed of Trust, Mortgage · Line of Credit
NAVY FEDERAL CREDIT UNION
Nov 6, 2020Warranty Deed, Transfer · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 6, 2020 · Amount on Record
Deed SaleNov 6, 2020 · Amount on Record
Prior SaleAug 7, 2003 · Amount on Record
Deed Document Number2020100327
Deed Book / Page5092 / 1804
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Recording DateJun 2, 2026
Property Address408 SAINT JOHNS GOLF DR, SAINT AUGUSTINE, FL 32092-1080
Document Number0000047210
Book / Page6375 / 1729
Instrument DateMay 23, 2026
Instrument202647210
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 SAINT JOHNS GOLF DR, SAINT AUGUSTINE, FL 32092-1080

Mortgage

Document Number0000047210,
DateJun 2, 2026
Book Page6375/1729
Instrument202647210
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueJun 1, 2066
Interest
Rate6.23%
Max Rate-1%

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 6, 2020
Property Address408 SAINT JOHNS GOLF DR, SAINT AUGUSTINE, FL 32092-1080
Document Number0050921804
Book / Page5092 / 1804
Map ReferenceMB 42 PG 35-42
Instrument DateNov 4, 2020
Instrument2020100327
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyHOMEGUARD TITLE & TRUST LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,412.50
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6082 COVEY XING, 6082, TALLAHASSEE, FL 32312-7516

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 SAINT JOHNS GOLF DR, SAINT AUGUSTINE, FL 32092-1080

Mortgage

Document Number50921806
DateNov 6, 2020
Instrument5092/1806
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$470,002 (+2.7%)$679,029 (-2.4%) Land $154,000 Building $525,029
2025$8,412.00 (+9.22%) Homeowner's exemption$457,646 (+2.9%)$695,713 (+6.58%) Land $154,000 Building $541,713
2024$7,702.00 (+2.28%) Homeowner's exemption$444,748 (+3%)$652,759 (+4.01%) Land $145,000 Building $507,759
2023$7,530.00 (+4.54%) Homeowner's exemption$431,794 (+3%)$627,612 (+10.2%) Land $145,000 Building $482,612
2022$7,203.00 Homeowner's exemption$419,217$569,504 Land $123,200 Building $446,304

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 103 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies103 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Saint Johns Golf Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures