St. Johns County property record for 403 Saint Johns Golf Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,233 sqft · built 2002 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $440,000 (Sep 2019) |
| Tax Bill | $7,941 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Nov 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026432-0090 |
| Primary APN | 026432-0090 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,233 sqft Living Area |
| Gross Area | 3,785 sqft |
| 1st Floor Area | 1,908 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 450 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 290 sqft |
| Patio Area | 245 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 403 SAINT JOHNS GOLF DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1083 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 42/35-42 ST JOHNS GOLF & COUNTRY CLUB UNIT 2 PHASE 1 LOT 9 OR4799/1700 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 29 |
| Legal Subdivision | ST. JOHNS GOLF & COUNTRY CLUB UNIT 2 PHA |
| Legal Phase | 1 |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Legal Unit | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 20908 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 403 SAINT JOHNS GOLF DR, SAINT AUGUSTINE, FL 32092-1083 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RIVER CITY MORTGAGE LLC |
| Nov 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RIVER CITY MORTGAGE LLC |
| Nov 23, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 23, 2019 | Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Nov 28, 2018 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2019 · Amount on Record |
| Deed Sale | Sep 23, 2019 · Amount on Record |
| Prior Sale | Apr 25, 2014 · Amount on Record |
| Deed Document Number | 201970436 |
| Deed Book / Page | 4799 / 1700 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 403 SAINT JOHNS GOLF DR, SAINT AUGUSTINE, FL 32092-1083 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 403 SAINT JOHNS GOLF DR, SAINT AUGUSTINE, FL 32092-1083 |
| Investor | Possibly a Property Investor |
| Document Number | 0052761617 |
|---|---|
| Date | May 27, 2021 |
| Book Page | 5276/1617 |
| Instrument | 2021060010 |
| Name | RIVER CITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45242 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 403 SAINT JOHNS GOLF DR, SAINT AUGUSTINE, FL 32092-1083 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 403 SAINT JOHNS GOLF DR, SAINT AUGUSTINE, FL 32092-1083 |
| Investor | Possibly a Property Investor |
| Document Number | 0054091885 |
|---|---|
| Date | Nov 2, 2021 |
| Book Page | 5409/1885 |
| Instrument | 2021119246 |
| Name | RIVER CITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45242 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 403 SAINT JOHNS GOLF DR, SAINT AUGUSTINE, FL 32092-1083 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 403 SAINT JOHNS GOLF DR, SAINT AUGUSTINE, FL 32092-1083 |
| Investor | Possibly a Property Investor |
| Document Number | 0056690567 |
|---|---|
| Date | Nov 23, 2022 |
| Book Page | 5669/567 |
| Instrument | 2022107111 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 474 Months |
| Due | May 15, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 23, 2019 |
| Property Address | 403 SAINT JOHNS GOLF DR, SAINT AUGUSTINE, FL 32092-1083 |
| Document Number | 0047991700 |
| Book / Page | 4799 / 1700 |
| Map Reference | MB 42 PG 35-42 |
| Instrument Date | Sep 6, 2019 |
| Instrument | 2019070436 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | HOMEGUARD TITLE & TRUST LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,080.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 403 SAINT JOHNS GOLF DR, 403, SAINT AUGUSTINE, FL 32092-1083 |
| Name | Verified Name |
|---|---|
| Address | 403 SAINT JOHNS GOLF DR, SAINT AUGUSTINE, FL 32092-1083 |
| Investor | Possibly a Property Investor |
| Document Number | 0047991703 |
|---|---|
| Date | Sep 23, 2019 |
| Instrument | 4799/1703 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 403 SAINT JOHNS GOLF DR, SAINT AUGUSTINE, FL 32092-1083 |
| Document Number | 0046500269 |
| Instrument Date | Nov 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 403 SAINT JOHNS GOLF DR ST AUGUSTINE FL 320921083, ST AUGUSTINE, FL 32092-1083 |
| Document Number | 0046500269 |
|---|---|
| Date | Dec 5, 2018 |
| Book Page | 004650/000269 |
| Instrument | 86892 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 4, 2038 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $434,111 (+2.7%) | $630,481 (-2.14%) Land $154,000 Building $476,481 | |
| 2025 | $7,941.00 (+9.14%) Homeowner's exemption | $422,698 (+2.9%) | $644,299 (+11.35%) Land $154,000 Building $490,299 |
| 2024 | $7,276.00 (+2.31%) Homeowner's exemption | $410,785 (+3%) | $578,645 (+4.02%) Land $145,000 Building $433,645 |
| 2023 | $7,112.00 (+4.7%) Homeowner's exemption | $398,820 (+3%) | $556,264 (+7.85%) Land $145,000 Building $411,264 |
| 2022 | $6,793.00 Homeowner's exemption | $387,204 | $515,798 Land $123,200 Building $392,598 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 103 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 103 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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