Monmouth County and Spring Lake Borough property record for 408 Saint Clair Ave, Spring Lake, NJ 07762
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,003 sqft · built 1920 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | Trust Name on File |
| Last Sale | $720,000 (Feb 2004) |
| Tax Bill | $9,331 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-00103-0000-00022 |
| Primary APN | 47-00103-0000-00022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,003 sqft Living Area |
| 1st Floor Area | 1,256 sqft |
| Upper Floors Area | 747 sqft |
| Basement Area | 1,114 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,492 sqft (0.172 acres) |
| Garage Type | Detached |
| Garage Area | 498 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Porch | Open Porch |
| Deck Area | 335 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 408 SAINT CLAIR AVE |
|---|---|
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-1530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Block | 103 |
| Legal Lot Number | 22 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 809100 |
408 Saint Clair Ave is held in a trust since November 2010.
Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 408 SAINT CLAIR AVE, SPRING LAKE, NJ 07762-1530 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 18, 2004 · Amount on File |
| Deed Sale | Feb 18, 2004 · Amount on File |
| Prior Sale | Jan 10, 2002 · Amount on File |
| Deed Book / Page | 8329 / 8549 |
| Last Transfer Date | Nov 29, 2010 |
| Transfer Doc | 0088679330 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 408 Saint Clair Ave was $9,331, up 5.9% from the year before.
Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Borough |
| Unified School District | Spring Lake Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,260,100 (+10.69%) Land $1,881,000 Building $379,100 | $2,260,100 (+10.69%) Land $1,881,000 Building $379,100 | |
| 2025 | $9,331.00 (+5.9%) | $2,041,800 Land $1,678,500 Building $363,300 | $2,041,800 Land $1,678,500 Building $363,300 |
| 2024 | $8,811.00 | ||
| 2023 | $1,672,400 Land $1,342,300 Building $330,100 | $1,672,400 Land $1,342,300 Building $330,100 | |
| 2022 | $8,051.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 408 Saint Clair Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (2010–2018) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 408 Saint Clair Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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