404 Saint Clair Ave, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Borough property record for 404 Saint Clair Ave, Spring Lake, NJ 07762

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,403 sqft · built 1920
Lot Size	0.234 acres (10,202 sqft)
Owner	Individual Name on File
Last Sale	$900,000 (Jan 2004)
Tax Bill	$9,320 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`47-00103-0000-00024`

Property Details

APN / Parcel Number

Primary APN	`47-00103-0000-00024`
Alternative APN	`470010300024`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,403 sqft Living Area
1st Floor Area	1,403 sqft
Attic	Attic
Attic Area	666 sqft
Basement Area	1,106 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	10,202 sqft (0.234 acres)
Lot Dimensions	150 ft deep x 68 ft wide
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Pool Area	512 sqft
Porch	Enclosed Porch
Patio Area	392 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Street Address	404 SAINT CLAIR AVE
City	SPRING LAKE
State	NJ
Zip	07762-1530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Description	INCL BLK 103 LOTS 24 & 25 NIT 1A
Legal Subdivision	SPRING LAKE
Legal Block	103
Legal Lot Number	24
Jurisdiction	MONMOUTH NJ
Township / Civil Division	SPRING LAKE
Census Block Group	1
Census Block	1015
Census Tract	809100

Owner

Source: Monmouth County and Spring Lake Borough records · APN 47-00103-0000-00024

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	404 SAINT CLAIR AVE, SPRING LAKE, NJ 07762-1530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 28, 2004 · Amount on Record
Deed Sale	Jan 28, 2004 · Amount on Record
Deed Book / Page	8322 / 2341
Last Transfer Date	Feb 21, 2022
Transfer Doc	0095825419
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONMOUTH NJ
Recording Date	Mar 07, 2022
Property Address	404 SAINT CLAIR AVE, SPRING LAKE, NJ 07762-1530
Document Number	0095825419
Book / Page	9582 / 5419
Instrument Date	Feb 21, 2022
Instrument	2022026126
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 SAINT CLAIR AVE, SPRING LAKE, NJ 07762-1530

Mortgage

Document Number	2022026127
Date	Mar 07, 2022
Instrument	2022026127

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2052

Tax Assessment & Valuation

Source: Monmouth County and Spring Lake Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Spring Lake Borough
Unified School District	Spring Lake Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,251,400 (+10.4%) Land $2,023,600 Building $227,800	$2,251,400 (+10.4%) Land $2,023,600 Building $227,800
2025	$9,320.00 (+10.89%)	$2,039,400 (+27.9%) Land $1,821,100 Building $218,300	$2,039,400 (+27.9%) Land $1,821,100 Building $218,300
2024	$8,405.00 (+9.88%)
2023		$1,594,500 Land $1,480,400 Building $114,100	$1,594,500 Land $1,480,400 Building $114,100
2022	$7,649.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2010–2018)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Aug 2018 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 463 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SPRING LAKE WATER DEPARTMENT serves 11,270 people
Water Source	Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.