408 Root Ave, Scotia (Schenectady), NY 12302 Property Records

Schenectady County and Glenville Town property record for 408 Root Ave, Scotia, NY 12302

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,436 sqft · built 1910
Lot Size	0.191 acres (8,350 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Mar 2021)
Tax Bill	$6,922 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422201 29.83-2-13`

Property Details

APN / Parcel Number

Primary APN	`422201 29.83-2-13`
Alternative APNs	`220102908300020130000000` `A09212`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,436 sqft Living Area
1st Floor Area	760 sqft
2nd Floor Area	676 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	8,350 sqft (0.191 acres)
Lot Dimensions	100 ft deep x 83.5 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	178 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	A09212
Street Address	408 ROOT AVE
City	SCHENECTADY
State	NY
Zip	12302-1914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	SCOTIA HIGHLANDS L434-433 H2LG
Legal Subdivision	MAP OF SCOTIA HIGHLANDS
Legal Block	2
Legal Lot Number	13.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	GLENVILLE
Census Block Group	1
Census Block	1017
Census Tract	32200

Owner

408 Root Ave is owned and occupied by two individuals who bought it in March 2021.

Source: Schenectady County and Glenville Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	408 ROOT AVE, SCHENECTADY, NY 12302-1914
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2021 · Amount on File
Deed Sale	Mar 18, 2021 · Amount on File
Prior Sale	Dec 18, 2013 · Amount on File
Deed Document Number	202111272
Deed Book / Page	2054 / 483
Record Updated	Oct 29, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 18, 2021
Property Address	408 ROOT AVE, SCOTIA, NY 12302-1914
Document Number	0000011272
Book / Page	2054 / 483
Instrument Date	Feb 9, 2021
Instrument	202111272
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	408 ROOT AVE, 408, SCHENECTADY, NY 12302-1914

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	978 BURDECK ST, SCHENECTADY, NY 12306-1046

Mortgage

Document Number	0000011273
Date	Mar 18, 2021
Instrument	202111273

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 408 Root Ave was $6,922, up 2.5% from the year before.

Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Glenville Town
Municipality	Scotia Village
Unified School District	Scotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,922.00 (+2.55%)
2025	$6,750.00	$132,400 Land $18,400 Building $114,000	$240,727 Land $33,455 Building $207,272
2023		$132,400 Land $18,400 Building $114,000	$194,706 Land $27,059 Building $167,647

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 Root Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 Root Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCOTIA VILLAGE WATER WORKS serves 12,800 people · EPA ID NY4600071
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Jan 2021
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20