405 Root Ave, Scotia (Schenectady), NY 12302 Property Records

Schenectady County and Glenville Town property record for 405 Root Ave, Scotia, NY 12302

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,190 sqft · built 1929
Lot Size0.114 acres (5,000 sqft)
OwnerIndividual Name on Record
Last Sale$136,500 (Nov 2020)
Tax Bill$5,819 (2026)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422201 29.83-2-23

Property Details

APN / Parcel Number

Primary APN422201 29.83-2-23
Alternative APNs
  • 220102908300020230000000
  • A09114

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,190 sqft Living Area
1st Floor Area623 sqft
2nd Floor Area567 sqft

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area5,000 sqft (0.114 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeDetached
Garage Area276 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area224 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account NumberA09114
Street Address405 ROOT AVE
CitySCHENECTADY
StateNY
Zip12302-1913
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionSCOTIA HIGHLANDS L366 PL3 HLG
Legal Block2
Legal Lot Number23.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionGLENVILLE
Census Block Group1
Census Block1016
Census Tract32200

Owner

Source: Schenectady County and Glenville Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address405 ROOT AVE, SCHENECTADY, NY 12302-1913
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 9, 2020 · Amount on Record
Deed SaleNov 9, 2020 · Amount on Record
Deed Document Number202034677
Deed Book / Page2045 / 149
Record UpdatedOct 29, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateNov 9, 2020
Property Address405 ROOT AVE, SCOTIA, NY 12302-1913
Document Number0000034677
Book / Page2045 / 149
Instrument DateOct 9, 2020
Instrument202034677
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyPAC ABSTRACT LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$546.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address405 ROOT AVE, 405, SCOTIA, NY 12302-1913

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 ROOT AVE, SCOTIA, NY 12302-1913

Mortgage

Document Number0000034678
DateNov 9, 2020
Instrument202034678
Lender
NameSUNMARK FCU
TypeCredit Union
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionGlenville Town
MunicipalityScotia Village
Unified School DistrictScotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,819.00 (+2.56%)
2025$5,674.00$111,300 (-) Land $18,100 Building $93,200$202,364 (+23.64%) Land $32,909 Building $169,455
2023$111,300 Land $18,100 Building $93,200$163,676 Land $26,618 Building $137,058

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCOTIA VILLAGE WATER WORKS
serves 12,800 people · EPA ID NY4600071
Water SourceGroundwater
Last State InspectionSep 2025
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Jan 2021
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Root Ave

Nearby Streets

Search Property Records by Address or Parcel Number