408 Raymond Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 408 Raymond Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,014 sqft · built 1974
Lot Size	0.289 acres (12,600 sqft)
Owner	Company Name on File
Last Sale	$154,000 (Dec 2025)
Tax Bill	$3,387 (2025)
Deeds & Mortgages	Dec 2025 Foreclosure Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`324120A000`

Property Details

APN / Parcel Number

Primary APN	`324120A000`
Alternative APN	`2-0043-4107-00-0007.0000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,014 sqft Living Area
Gross Area	1,508 sqft
1st Floor Area	1,014 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Masonry Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,600 sqft (0.289 acres)
Lot Dimensions	140 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	Deck Area
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	324120A000
Street Address	408 RAYMOND DR
City	O FALLON
State	MO
Zip	63366-1353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	LAKE CHAS HILLS #3 LOT 7
Legal Subdivision	LAKE CHARLES HILLS #3
Legal Lot Number	7
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	1
Census Block	1017
Census Tract	311801

Owner

408 Raymond Dr is owned by a company that bought it in December 2025.

Source: St. Charles County records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	25 COUNTRYSIDE DR, SAINT PETERS, MO 63376-2040
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Trustee's Deed, Foreclosure
Dec 20, 2021	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2025 · Amount on File
Deed Sale	Dec 30, 2025 · Amount on File
Prior Sale	Dec 20, 2021 · Amount on File
Deed Document Number	202558453
Prior Transfer Date	Dec 29, 2025
Prior Transfer Doc	0000058453
Record Updated	Oct 29, 2026

December 2025: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 30, 2025
Property Address	408 RAYMOND DR, O FALLON, MO 63366-1353
Document Number	0000058453
Map Reference	MB 7 PG 12
Instrument Date	Dec 8, 2025
Instrument	2025R-058453
Transaction Type	Foreclosure
Record Updated	Jan 14, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	408 RAYMOND DR, O FALLON, MO 63366-1353

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 COUNTRYSIDE DR, SAINT PETERS, MO 63376-2040

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 20, 2021
Property Address	408 RAYMOND DR, O FALLON, MO 63366-1353
Document Number	0000102012
Map Reference	MB 7 PG 12
Instrument Date	Dec 16, 2021
Instrument	2021R-102012
Transaction Type	Transfer
Record Updated	Jan 14, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	408 RAYMOND DR, O FALLON, MO 63366-1353

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 RAYMOND DR, O FALLON, MO 63366-1353

Mortgage

Document Number	0000102013
Date	Dec 20, 2021
Instrument	2021R-102013

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 408 Raymond Dr was $3,387, up 0.7% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,693 (-)	$177,331 (-) Land $50,000 Building $127,331
2025	$3,387.00 (+0.65%)	$33,693	$177,331 Land $50,000 Building $127,331
2024	$3,365.00
2023		$32,382
2022			$170,431 Land $50,000 Building $120,431

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 408 Raymond Dr in Zone X, an area of minimal flood risk, though there have been 42 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	42 (1979–2022)
Claims Outside the SFHA	6 of 42
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 3 claims Severe Storms & Flooding, Jul 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 Raymond Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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