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404 Raymond Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 404 Raymond Dr, O Fallon, MO 63366 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,226 sqft · built 1977
Lot Size0.289 acres (12,600 sqft)
OwnerIndividual Name on File
Last Sale$125,000 (Aug 2021)
Tax Bill$3,428 (2025)
Deeds & MortgagesAug 2021 Mortgage
Aug 2021 Transfer
Flood ZoneZone X (minimal risk)
APN324180A000

Property Details

APN / Parcel Number

Primary APN324180A000
Alternative APN
  • 2-0043-4107-00-0009.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,226 sqft Living Area
Gross Area2,667 sqft
1st Floor Area2,226 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,600 sqft (0.289 acres)
Lot Dimensions140 ft deep x 90 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area204 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number324180A000
Street Address404 RAYMOND DR
CityO FALLON
StateMO
Zip63366-1353
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE CHAS HILLS #3 LOT 9
Legal SubdivisionLAKE CHARLES HILLS #3
Legal Lot Number9
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group1
Census Block1017
Census Tract311801

Owner

Source: St. Charles County records · APN 324180A000

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address404 RAYMOND DR, O FALLON, MO 63366-1353
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

DateDocument
Aug 04, 2021Warranty Deed, Transfer · Conventional Mortgage
COMMERCE BANK
Aug 13, 2021Intrafamily Transfer, Transfer
SENTRY TITLE COMPANY, SENTRY TITLE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 04, 2021 · Amount on Record
Deed SaleAug 04, 2021 · Amount on Record
Deed Document Number202165460
Prior Transfer DateAug 02, 2021
Prior Transfer Doc2021R068220
Record UpdatedJun 08, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateAug 04, 2021
Property Address404 RAYMOND DR, O FALLON, MO 63366-1353
Document Number2021R065460
Map ReferenceMB 7 PG 12
Instrument DateAug 02, 2021
Instrument2021R-065460
Transaction TypeTransfer
Record UpdatedAug 23, 2021
Title CompanySTL

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1431 RIDGEFIELD DR, 1431, DES PERES, MO 63131-3636

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 RAYMOND DR, O FALLON, MO 63366-1353

Mortgage

Document Number2021R065461
DateAug 04, 2021
Instrument2021R-065461
Lender
NameCOMMERCE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateAug 13, 2021
Property Address404 RAYMOND DR, O FALLON, MO 63366-1353
Document Number2021R068220
Map ReferenceMB 7 PG 12
Instrument DateAug 02, 2021
Instrument2021R-068220
Transaction TypeTransfer
Record UpdatedAug 27, 2021
Title CompanySENTRY TITLE COMPANY, SENTRY TITLE CORP

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1404 RAYMOND DR, 1404, OFALLON, MO 63366

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address404 RAYMOND DR, O FALLON, MO 63366-1353

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,428.00 (+6.23%)$57,761 (+9.26%)$304,003 (+9.26%) Land $50,000 Building $254,003
2024$3,227.00
2023$52,867
2022$278,249 Land $50,000 Building $228,249

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833118011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims42 (1979–2022)
Claims Outside the SFHA6 of 42
Most Recent ClaimJul 2022, rainfall accumulation, Severe Storms And Flooding
Claims By Storm
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 3 claims
  • Severe Storms & Flooding, Jul 1993 · 8 claims

Wildfire

Wildfire RiskLow
above 35% of the US · above 26% of Missouri
Wildfire LikelihoodAbout 1 in 3,448 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 134 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Gateway Fiber HoldingsFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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