408 Ramsey Pl, Saint Cloud, MN 56301 Property Records

Stearns County property record for 408 Ramsey Pl, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,470 sqft · built 1905
Owner	Individual Name on File
Tax Bill	$2,178 (2023)
Deeds & Mortgages	Feb 2024 Sale Feb 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-51568-0000`

Property Details

APN / Parcel Number

Primary APN	`82-51568-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,470 sqft Living Area
1st Floor Area	924 sqft

Exterior

Year Built	Built 1905
Exterior Material	Metal
Lot Width	67 ft Width
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	82.51568.0000
Street Address	408 RAMSEY PL
City	SAINT CLOUD
State	MN
Zip	56301-4311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3A
Legal Description	LOT BLOCK 00H OF WILSON'S SURVEY W'LY 67' OF E'LY 126' OF BLK H
Legal Range	28
Legal Township	124
Legal Section	11
Legal Subdivision	WILSONS SURVEY
Legal Block	H
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3035
Census Tract	11600

Owner

408 Ramsey Pl is owned and occupied by an individual who acquired it in February 2024.

Source: Stearns County records, as of March 25, 2024

Owner of Record	Individual Name on File
Mailing Address	408 RAMSEY PL, SAINT CLOUD, MN 56301-4311
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Warranty Deed, Transfer STEARNS COUNTY ABSTRACT COMPANY, STEARNS COUNTY ABSTRACT & TI
Feb 27, 2024	Warranty Deed, Transfer STEARNS COUNTY ABSTRACT COMPANY, STEARNS COUNTY ABSTRACT & TI
Jan 19, 2021	Deed, Transfer MISC COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2024
Deed Sale	Feb 27, 2024
Prior Sale	Feb 27, 2024
Deed Document Number	A1668252
Record Updated	Jun 7, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Feb 27, 2024
Property Address	408 RAMSEY PL, SAINT CLOUD, MN 56301-4311
Document Number	00A1668251
Instrument Date	Feb 23, 2024
Instrument	A1668251
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	STEARNS COUNTY ABSTRACT COMPANY, STEARNS COUNTY ABSTRACT & TI

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 445, SAINT CLOUD, MN 56302-0445

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Feb 27, 2024
Property Address	408 RAMSEY PL, SAINT CLOUD, MN 56301-4311
Document Number	00A1668252
Instrument Date	Feb 23, 2024
Instrument	A1668252
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	STEARNS COUNTY ABSTRACT COMPANY, STEARNS COUNTY ABSTRACT & TI

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 RAMSEY PL, SAINT CLOUD, MN 56301-4311

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 19, 2021
Property Address	408 RAMSEY PL, SAINT CLOUD, MN 56301-4311
Document Number	00A1592024
Instrument Date	Jan 11, 2021
Instrument	A1592024
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 445, SAINT CLOUD, MN 56302-0445

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,178.00	$168,100 Land $25,000 Building $143,100	$168,100 Land $25,000 Building $143,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 Ramsey Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 Ramsey Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, CenturyLink, Intrepid Fiber Networks, T-Mobile.

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