Stearns County property record for 215 Ramsey Pl, Saint Cloud, MN 56301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,198 sqft · built 1923 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $172,000 (Dec 2020) |
| Tax Bill | $3,330 (2026) |
| Deeds & Mortgages | Dec 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-51596-0000 |
| Primary APN | 82-51596-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,198 sqft Living Area |
| 1st Floor Area | 1,494 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Exterior Material | Stucco |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Width | 66 ft Width |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Street Address | 215 RAMSEY PL |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-4481 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | WILSON'S SURVEY ADDN. E52' OF LOTS 4-5 & W14' OF PART OF BLK P LYING ELY OF LOTS 4-5 OF BLK P & SLY OF NLY SD L LOT 4 EXT ELY |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 11 |
| Legal Subdivision | WILSONS SURVEY |
| Legal Block | P |
| Legal Lot Number | 4-5 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 11600 |
215 Ramsey Pl is owned and occupied by an individual who bought it in December 2020.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 215 RAMSEY PL, SAINT CLOUD, MN 56301-4481 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2020 · Amount on File |
| Deed Sale | Dec 28, 2020 · Amount on File |
| Deed Document Number | 20201589664 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Dec 28, 2020 |
| Property Address | 215 RAMSEY PL, SAINT CLOUD, MN 56301-4481 |
| Document Number | 00A1589664 |
| Instrument Date | Dec 4, 2020 |
| Instrument | A1589664 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 215 RAMSEY PL, SAINT CLOUD, MN 56301-4481 |
The 2026 property tax bill for 215 Ramsey Pl was $3,330.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,330.00 | $224,100 (-) Land $40,000 Building $184,100 | $224,100 (-) Land $40,000 Building $184,100 |
| 2025 | $224,100 Land $40,000 Building $184,100 | $224,100 Land $40,000 Building $184,100 | |
| 2023 | $2,630.00 | $215,300 Land $25,000 Building $190,300 | $215,300 Land $25,000 Building $190,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 215 Ramsey Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 215 Ramsey Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, CenturyLink, Intrepid Fiber Networks, T-Mobile.
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