Moniteau County property record for 408 Prospect St, Tipton, MO 65081
| Property Type | Single Family Home |
|---|---|
| Details | 1,383 sqft · built 2002 |
| Lot Size | 0.24 acres (10,455 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $50,000 (Jan 2020) |
| Tax Bill | $965 (2025) |
| Deeds & Mortgages | Sep 2026 Transfer Aug 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-708-0 |
| Primary APN | 28-708-0 |
|---|---|
| Alternative APN |
|
| Building Area | 1,383 sqft Adjusted Area |
|---|---|
| 1st Floor Area | 1,296 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Metal Frame |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,455 sqft (0.24 acres) |
| Garage Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 28-708-0 |
|---|---|
| Street Address | 408 PROSPECT ST |
| City | TIPTON |
| State | MO |
| Zip | 65081-8516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 SCHAFFTER ADD TIPTON |
| Legal Range | 17W |
| Legal Township | 45N |
| Legal Section | 22 |
| Legal Subdivision | WEDGEWOOD |
| Legal Lot Number | 11 |
| Jurisdiction | MONITEAU MO |
| Township / Civil Division | WILLOW FORK |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 385400 |
Source: Moniteau County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 408 PROSPECT ST, TIPTON, MO 65081-8516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 3, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 17, 2023 | Deed of Trust, Mortgage · Line of Credit HAWTHORN BANK |
| Aug 7, 2023 | Deed of Trust, Mortgage · Line of Credit HAWTHORN BANK |
| Jan 7, 2020 | Warranty Deed, Transfer · Conventional Mortgage HAWTHORN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2020 · Amount on Record |
| Deed Sale | Jan 7, 2020 · Amount on Record |
| Prior Sale | Sep 9, 2016 |
| Deed Document Number | 202038 |
| Last Transfer Date | Sep 3, 2026 |
| Transfer Doc | 0000001609 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MONITEAU MO |
| Recording Date | Sep 3, 2026 |
| Property Address | 408 PROSPECT ST, TIPTON, MO 65081-8516 |
| Document Number | 0000001609 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 20261609 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 408 PROSPECT ST, TIPTON, MO 65081-8516 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONITEAU MO |
| Property Address | 408 PROSPECT ST, TIPTON, MO 65081-8516 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 408 PROSPECT ST, TIPTON, MO 65081-8516 |
| Document Number | 0202301420 |
|---|---|
| Date | Aug 17, 2023 |
| Instrument | 202301420 |
| Name | HAWTHORN BANK |
|---|---|
| Type | Bank |
| Address | CALIFORNIA, MO 65018 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONITEAU MO |
| Property Address | 408 PROSPECT ST, TIPTON, MO 65081-8516 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 408 PROSPECT ST, TIPTON, MO 65081-8516 |
| Document Number | 0202301344 |
|---|---|
| Date | Aug 7, 2023 |
| Instrument | 202301344 |
| Name | HAWTHORN BANK |
|---|---|
| Type | Bank |
| Address | CALIFORNIA, MO 65018 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONITEAU MO |
| Recording Date | Jan 7, 2020 |
| Property Address | 408 PROSPECT ST, TIPTON, MO 65081-8516 |
| Document Number | 0202000038 |
| Map Reference | MB 2 PG 60 |
| Instrument Date | Jan 2, 2020 |
| Instrument | 202000038 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 408 PROSPECT ST, TIPTON, MO 65081-8516 |
| Document Number | 0202000039 |
|---|---|
| Date | Jan 7, 2020 |
| Instrument | 202000039 |
| Name | HAWTHORN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
Source: Moniteau County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Moniteau County |
| Municipality | Tipton City |
| Unified School District | Tipton R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,350 (-) | ||
| 2025 | $965.00 (+9.91%) | $15,350 (-) | $80,800 (-) Land $9,100 Building $71,700 |
| 2023 | $878.00 | $15,350 | $80,800 Land $9,100 Building $71,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 3, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 76% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TIPTON PWS serves 2,861 people · EPA ID MO3010791 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Co-Mo Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures