405 Prospect St, Tipton, MO 65081 Property Records

Moniteau County property record for 405 Prospect St, Tipton, MO 65081

Property Summary

Property Type	Single Family Home
Details	1,835 sqft · built 1967
Lot Size	0.462 acres (20,136 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,094 (2025)
Flood Zone	Zone X (minimal risk)
APN	`28-703-0`

Property Details

APN / Parcel Number

Primary APN	`28-703-0`
Alternative APN	`08-5.0-22-001-006-010.000`

Interior

Building Area	1,835 sqft Adjusted Area
1st Floor Area	1,288 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	20,136 sqft (0.462 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	28-703-0
Street Address	405 PROSPECT ST
City	TIPTON
State	MO
Zip	65081-8521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 SCHAFFTER ADD TIPTON
Legal Range	17W
Legal Township	45N
Legal Section	22
Legal Subdivision	WEDGEWOOD
Legal Lot Number	5
Jurisdiction	MONITEAU MO
Township / Civil Division	WILLOW FORK
Census Block Group	2
Census Block	2023
Census Tract	385400

Owner

Source: Moniteau County records · APN 28-703-0

Assessment roll updated December 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	405 PROSPECT ST, TIPTON, MO 65081-8521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Nov 12, 2009
Transfer Doc	0020092881
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Moniteau County records · Assessment roll updated December 19, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Moniteau County
Municipality	Tipton City
Unified School District	Tipton R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,094.00 (-82.52%)	$17,400 (-)	$91,600 (-) Land $29,400 Building $62,200
2023	$6,259.00	$17,400	$91,600 Land $29,400 Building $62,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Moniteau County (29135C), as of March 3, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Co-Mo Electric Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 197 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MO3010791, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TIPTON PWS serves 2,861 people
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.