408 Pine Harvest Ct, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 408 Pine Harvest Ct, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,471 sqft · built 2007
Lot Size	0.26 acres (11,325 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Mar 2011)
Tax Bill	$3,477 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`103204-0820`

Property Details

APN / Parcel Number

Primary APN	`103204-0820`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	2,471 sqft Living Area
Gross Area	3,029 sqft
1st Floor Area	1,081 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,325 sqft (0.26 acres)
Garage Type	Attached
Garage Area	558 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	38 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	408 PINE HARVEST CT
City	SAINT AUGUSTINE
State	FL
Zip	32084-6525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	57/29-34 HERITAGE PARK PARCEL E-1 LOT 82 OR3421/429
Legal Range	29E
Legal Township	07S
Legal Section	51
Legal Subdivision	HERITAGE PARK PARCEL E-1
Legal Block	1
Legal Lot Number	82
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1008
Census Tract	20903

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	408 PINE HARVEST CT, SAINT AUGUSTINE, FL 32084-6525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA
Apr 1, 2019	Deed of Trust, Mortgage · Line of Credit REUNION BK/FL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2011 · Amount on Record
Deed Sale	Mar 25, 2011 · Amount on Record
Prior Sale	Nov 27, 2007 · Amount on Record
Deed Document Number	201115211
Deed Book / Page	3421 / 429
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	408 PINE HARVEST CT, SAINT AUGUSTINE, FL 32084-6525
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 PINE HARVEST CT, SAINT AUGUSTINE, FL 32084-6525

Mortgage

Document Number	0058621934
Date	Nov 29, 2023
Book Page	5862/1934
Instrument	2023092691

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	SAINT AUGUSTINE, FL 32084

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 20, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	408 PINE HARVEST CT, SAINT AUGUSTINE, FL 32084-6525
Document Number	0047051181
Instrument Date	Apr 1, 2019
Transaction Type	Mortgage
Record Updated	Apr 17, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	408 PINE HARVEST CT ST AUGUSTINE FL 320846525, ST AUGUSTINE, FL 32084-6525

Mortgage

Document Number	0047051181
Date	Apr 8, 2019
Book Page	004705/001181
Instrument	23435

Lender

Name	REUNION BK/FL
Type	Bank
Address	ST AUGUSTINE, FL 32080

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,680 (+2.7%)	$355,645 (+1.48%) Land $85,000 Building $270,645
2025	$3,477.00 (+12.13%) Homeowner's exemption	$189,562 (+5.99%)	$350,444 (-1.26%) Land $80,000 Building $270,444
2024	$3,101.00 (+4.24%)
2023	$2,975.00 (+2.41%) Homeowner's exemption	$178,854 (+3%)	$354,912 (-0.81%) Land $90,000 Building $264,912
2022	$2,905.00 Homeowner's exemption	$173,645	$357,817 Land $80,640 Building $277,177

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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