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405 Pine Harvest Ct, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 405 Pine Harvest Ct, Saint Augustine, FL 32084 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,745 sqft · built 2006
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$255,000 (Mar 2020)
Tax Bill$3,535 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Jan 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN103204-0840

Property Details

APN / Parcel Number

Primary APN103204-0840

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,745 sqft Living Area
Gross Area2,284 sqft
1st Floor Area1,745 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area419 sqft
PorchFinished Screened Porch
Porch Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address405 PINE HARVEST CT
CitySAINT AUGUSTINE
StateFL
Zip32084-6525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description57/29-34 HERITAGE PARK PARCEL E-1 LOT 84
Legal Range29
Legal Township07
Legal Section51
Legal SubdivisionHERITAGE PARK PARCEL E-1
Legal Block1
Legal Lot Number84
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1008
Census Tract20903

Owner

Source: St. Johns County records · APN 103204-0840

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address405 PINE HARVEST CT, SAINT AUGUSTINE, FL 32084-6525
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Jan 07, 2026Intrafamily Transfer, Transfer · Conventional Mortgage
VYSTAR CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 18, 2020 · Amount on Record
Deed SaleMar 18, 2020 · Amount on Record
Prior SaleOct 26, 2006 · Amount on Record
Deed Document Number202021882
Deed Book / Page4904 / 1229
Last Transfer DateDec 15, 2025
Transfer Doc0062851637
Record UpdatedJun 08, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address405 PINE HARVEST CT, SAINT AUGUSTINE, FL 32084-6525
Transaction TypeMortgage
Record UpdatedJan 22, 2026
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 PINE HARVEST CT, SAINT AUGUSTINE, FL 32084-6525

Mortgage

Document Number0058170744
DateAug 29, 2023
Book Page5817/744
Instrument2023068665
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 10, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateJan 07, 2026
Property Address405 PINE HARVEST CT, SAINT AUGUSTINE, FL 32084-6525
Document Number0062851637
Book / Page6285 / 1637
Map ReferenceMB 57 PG 29
Instrument DateDec 15, 2025
Instrument2026001340
Transaction TypeTransfer
Record UpdatedJan 22, 2026
Title CompanyVYSTAR TITLE AGENCY, VYSTAR TITLE AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address665 W MARINA COVE DR APT 262, 262, SAINT AUGUSTINE, FL 32080-6232

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 PINE HARVEST CT, SAINT AUGUSTINE, FL 32084-6525

Mortgage

Document Number0062851639
DateJan 07, 2026
Instrument6285/1639
Lender
NameVYSTAR CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056
Interest
Rate TypeAdjustable Rate
Rate4.87%
Type Change DateFeb 01, 2031
Change Frequency5 Years
Min Rate At Change2.87%
Max Rate At Change6.87%
Index5-Year CMT
Max Rate9.87%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$199,080$322,520 Land $85,000 Building $237,520
2025$3,535.00 (+12.12%)
2024$3,153.00 (+4.2%)
2023$3,026.00 (+2.37%)
2022$2,956.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 40 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies40 in force

Wildfire

Wildfire RiskLow
above 32% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 4,167 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 215 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20

May also be available at this address: Xfinity, T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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