Collier County property record for 408 Panay Ave, Naples, FL 34113
| Property Type | Single Family Home |
|---|---|
| Details | 2,256 sqft · built 1983 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Mar 2012) |
| Tax Bill | $6,377 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 427000 6236B32 |
| Primary APN | 427000 6236B32 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,256 sqft Living Area |
| 1st Floor Area | 2,256 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 10,454 sqft (0.24 acres) |
| View / Lot | Waterfront |
| Pool Area | 242 sqft |
| Deck Area | 1,366 sqft |
| Boat Access | Boat Access |
| Street Address | 408 PANAY AVE |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34113-8633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-3 |
| Legal Description | ISLES OF CAPRI NO 3 LOT 623 |
| Legal Range | 26 |
| Legal Township | 51 |
| Legal Section | 32 |
| Legal Subdivision | ISLES OF CAPRI UNIT 3 |
| Legal Tract | 427000 |
| Legal Block | 1 |
| Legal Lot Number | 623 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 10805 |
408 Panay Ave is owned and occupied by two individuals who bought it in March 2012.
Source: Collier County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 408 PANAY AVE, NAPLES, FL 34113-8633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2012 · Amount on File |
| Deed Sale | Mar 6, 2012 · Amount on File |
| Prior Sale | Jul 17, 2007 · Amount on File |
| Deed Document Number | 20124665104 |
| Deed Book / Page | 4771 / 733 |
| Prior Transfer Date | Sep 9, 1993 |
| Prior Transfer Doc | 1872001338 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 408 Panay Ave was $6,377 with a homeowner's exemption.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $639,274 (+2.7%) | $1,201,948 (-4.97%) Land $682,469 Building $519,479 | |
| 2025 | $6,377.00 Homeowner's exemption | $622,467 | $1,264,758 Land $818,962 Building $445,796 |
| 2023 | $5,897.00 (+20.1%) Homeowner's exemption | $587,305 (+25.85%) | $1,534,528 (+47.66%) Land $863,010 Building $671,518 |
| 2022 | $4,910.00 Homeowner's exemption | $466,675 | $1,039,246 Land $675,093 Building $364,153 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 408 Panay Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 265 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 539 units insured incl. 274 condo units |
| Nearby Flood Claims | 246 (2008–2025) |
| Most Recent Claim | Jan 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 408 Panay Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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