404 Panay Ave, Naples, FL 34113 Property Records

Collier County property record for 404 Panay Ave, Naples, FL 34113

Property Summary

Property TypeSingle Family Home
Details2,258 sqft · built 2017
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$1,770,000 (Jul 2025)
Tax Bill$12,525 (2025)
Deeds & MortgagesOct 2022 Sale
Sep 2022 Line of Credit
+ 2 more
Flood ZoneZone AE (high risk)
APN427000 6216B32

Property Details

APN / Parcel Number

Primary APN427000 6216B32
Alternative APNs
  • 524518000010996006216
  • 52451800001

Interior

Stories1 Story
Building Area2,258 sqft Living Area
1st Floor Area2,258 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Construction TypeMasonry / Concrete Block
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions140 ft deep x 75 ft wide
Pool Area338 sqft
Deck Area59 sqft
Boat AccessBoat Access

Location & Zoning

Street Address404 PANAY AVE
CityNAPLES
StateFL
Zip34113-8633
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-3
Legal DescriptionISLES OF CAPRI NO 3 LOT 621 OR 462 PG 542
Legal Range26
Legal Township51
Legal Section32
Legal SubdivisionISLES OF CAPRI UNIT 3
Legal Tract427000
Legal Block1
Legal Lot Number621
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1015
Census Tract10805

Owner

Source: Collier County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address209 WATKINS FARM DR, GREER, SC 29651-7539
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2022Warranty Deed, Transfer
TITLE ZONE LLC, TITLEZONE LLC
Sep 23, 2022Deed of Trust, Mortgage · Line of Credit
COGENT BANK
Oct 13, 2022Correction Deed
ATTORNEY ONLY, ATTORNEY
Sep 1, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 28, 2025 · Amount on Record
Deed SaleJul 28, 2025 · Amount on Record
Prior SaleOct 13, 2022 · Amount on Record
Deed Document Number20256710783
Deed Book / Page6492 / 2867
Prior Transfer DateOct 7, 2022
Prior Transfer Doc0061802769
Record UpdatedSep 20, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateOct 13, 2022
Property Address404 PANAY AVE, NAPLES, FL 34113-8633
Document Number0061803209
Book / Page6180 / 3209
Map ReferenceMB 3 PG 66
Instrument DateOct 13, 2022
Instrument6317351
Transaction TypeTransfer
Record UpdatedOct 26, 2022
Title CompanyTITLE ZONE LLC, TITLEZONE LLC

Transaction

AmountAmount Recorded
Tax$13,300.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address404 PANAY AVE, 404, NAPLES, FL 34113-8633

Transferred To (Grantee/Buyer)

NameVerified Name
Address15565 PLEASANT VALLEY RD, CENTER CITY, MN 55012-9642
InvestorPossibly a Property Investor

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address404 PANAY AVE, NAPLES, FL 34113-8633
Transaction TypeMortgage
Record UpdatedOct 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 PANAY AVE, NAPLES, FL 34113-8633

Mortgage

Document Number0061763611
DateSep 23, 2022
Book Page6176/3611
Instrument6312607
Lender
NameCOGENT BANK
TypeBank
AddressNASHVILLE, TN 37203
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueSep 1, 2023
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionCOLLIER FL
Recording DateOct 13, 2022
Property Address404 PANAY AVE, NAPLES, FL 34113-8633
Document Number0061802769
Book / Page6180 / 2769
Map ReferenceMB 3 PG 66
Instrument DateOct 11, 2022
Instrument6317179
Record UpdatedOct 26, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address191 TAHITI CIR, 191, NAPLES, FL 34113-4009

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address404 PANAY AVE, NAPLES, FL 34113-8633

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateSep 1, 2020
Property Address404 PANAY AVE, NAPLES, FL 34113-8633
Document Number0058093289
Book / Page005809 / 003289
Instrument DateSep 1, 2020
Instrument5916619
Transaction TypeTransfer
Record UpdatedSep 18, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$6,895.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address404 PANAY AVE NAPLES FL 341138633, NAPLES, FL 34113-8633

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,525.00 (-23.05%)$1,207,593 (-22.3%) Land $630,079 Building $577,514$1,207,593 (-22.3%) Land $630,079 Building $577,514
2023$16,276.00 (+76.86%)$1,554,253 (+81.1%) Land $663,854 Building $890,399$1,554,253 (+10.79%) Land $663,854 Building $890,399
2022$9,203.00 Homeowner's exemption$858,239$1,402,869 Land $675,093 Building $727,776

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 265 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies539 units insured
incl. 274 condo units
Nearby Flood Claims246 (2008–2025)
Most Recent ClaimJan 2025
Claims by Event
  • Hurricane Milton, Oct 2024 · 47 claims
  • Hurricane Ian, Oct 2022 · 81 claims
  • Hurricane Ian, Oct 2022 · 76 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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