Collier County property record for 404 Panay Ave, Naples, FL 34113
| Property Type | Single Family Home |
|---|---|
| Details | 2,258 sqft · built 2017 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,770,000 (Jul 2025) |
| Tax Bill | $12,525 (2025) |
| Deeds & Mortgages | Oct 2022 Sale Sep 2022 Line of Credit + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 427000 6216B32 |
| Primary APN | 427000 6216B32 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,258 sqft Living Area |
| 1st Floor Area | 2,258 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 140 ft deep x 75 ft wide |
| Pool Area | 338 sqft |
| Deck Area | 59 sqft |
| Boat Access | Boat Access |
| Street Address | 404 PANAY AVE |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34113-8633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-3 |
| Legal Description | ISLES OF CAPRI NO 3 LOT 621 OR 462 PG 542 |
| Legal Range | 26 |
| Legal Township | 51 |
| Legal Section | 32 |
| Legal Subdivision | ISLES OF CAPRI UNIT 3 |
| Legal Tract | 427000 |
| Legal Block | 1 |
| Legal Lot Number | 621 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 10805 |
Source: Collier County assessment roll, as of September 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 209 WATKINS FARM DR, GREER, SC 29651-7539 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 13, 2022 | Warranty Deed, Transfer TITLE ZONE LLC, TITLEZONE LLC |
| Sep 23, 2022 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| Oct 13, 2022 | Correction Deed ATTORNEY ONLY, ATTORNEY |
| Sep 1, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 28, 2025 · Amount on Record |
| Deed Sale | Jul 28, 2025 · Amount on Record |
| Prior Sale | Oct 13, 2022 · Amount on Record |
| Deed Document Number | 20256710783 |
| Deed Book / Page | 6492 / 2867 |
| Prior Transfer Date | Oct 7, 2022 |
| Prior Transfer Doc | 0061802769 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Oct 13, 2022 |
| Property Address | 404 PANAY AVE, NAPLES, FL 34113-8633 |
| Document Number | 0061803209 |
| Book / Page | 6180 / 3209 |
| Map Reference | MB 3 PG 66 |
| Instrument Date | Oct 13, 2022 |
| Instrument | 6317351 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2022 |
| Title Company | TITLE ZONE LLC, TITLEZONE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $13,300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 404 PANAY AVE, 404, NAPLES, FL 34113-8633 |
| Name | Verified Name |
|---|---|
| Address | 15565 PLEASANT VALLEY RD, CENTER CITY, MN 55012-9642 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 404 PANAY AVE, NAPLES, FL 34113-8633 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 404 PANAY AVE, NAPLES, FL 34113-8633 |
| Document Number | 0061763611 |
|---|---|
| Date | Sep 23, 2022 |
| Book Page | 6176/3611 |
| Instrument | 6312607 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 1, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Oct 13, 2022 |
| Property Address | 404 PANAY AVE, NAPLES, FL 34113-8633 |
| Document Number | 0061802769 |
| Book / Page | 6180 / 2769 |
| Map Reference | MB 3 PG 66 |
| Instrument Date | Oct 11, 2022 |
| Instrument | 6317179 |
| Record Updated | Oct 26, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 191 TAHITI CIR, 191, NAPLES, FL 34113-4009 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 404 PANAY AVE, NAPLES, FL 34113-8633 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Sep 1, 2020 |
| Property Address | 404 PANAY AVE, NAPLES, FL 34113-8633 |
| Document Number | 0058093289 |
| Book / Page | 005809 / 003289 |
| Instrument Date | Sep 1, 2020 |
| Instrument | 5916619 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,895.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 404 PANAY AVE NAPLES FL 341138633, NAPLES, FL 34113-8633 |
Source: Collier County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,525.00 (-23.05%) | $1,207,593 (-22.3%) Land $630,079 Building $577,514 | $1,207,593 (-22.3%) Land $630,079 Building $577,514 |
| 2023 | $16,276.00 (+76.86%) | $1,554,253 (+81.1%) Land $663,854 Building $890,399 | $1,554,253 (+10.79%) Land $663,854 Building $890,399 |
| 2022 | $9,203.00 Homeowner's exemption | $858,239 | $1,402,869 Land $675,093 Building $727,776 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 265 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 539 units insured incl. 274 condo units |
| Nearby Flood Claims | 246 (2008–2025) |
| Most Recent Claim | Jan 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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