Guthrie County property record for 408 NE 3rd St, Stuart, IA 50250
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,092 sqft · built 1940 |
| Lot Size | 0.192 acres (8,400 sqft) |
| Owner | Company Name on File |
| Last Sale | $50,000 (Dec 2025) |
| Tax Bill | $1,332 (2024) |
| Deeds & Mortgages | Feb 2021 Mortgage Dec 2025 Sale & Line of Credit |
| APN | 0001355400 |
| Primary APN | 0001355400 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| Basement Area | 1,092 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1940 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,400 sqft (0.192 acres) |
| Lot Dimensions | 60 ft deep x 140 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 408 NE 3RD ST |
|---|---|
| City | STUART |
| State | IA |
| Zip | 50250-2140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 14 LOT 20 BLK 14 |
| Legal Block | 14 |
| Legal Lot Number | 20 |
| Jurisdiction | GUTHRIE IA |
| Township / Civil Division | STUART |
| Census Block Group | 2 |
| Census Block | 2092 |
| Census Tract | 950300 |
Source: Guthrie County records · APN 0001355400
Assessment roll updated May 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 408 NE 3RD ST, STUART, IA 50250-2140 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Feb 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK |
| Dec 30, 2025 | Warranty Deed, Transfer · Line of Credit FARMERS TRUST & SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 30, 2025 · Amount on Record |
| Deed Sale | Dec 30, 2025 · Amount on Record |
| Deed Document Number | 2025-3079 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUTHRIE IA |
| Property Address | 408 NE 3RD ST, STUART, IA 50250-2140 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020210423 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 2021-0423 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Feb 09, 2061 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUTHRIE IA |
| Recording Date | Dec 30, 2025 |
| Property Address | 408 NE 3RD ST, STUART, IA 50250-2140 |
| Document Number | 0020253079 |
| Instrument Date | Nov 26, 2025 |
| Instrument | 2025-3079 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $79.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 408 NE 3RD ST, STUART, IA 50250-2140 |
| Document Number | 0020253004 |
|---|---|
| Date | Dec 30, 2025 |
| Instrument | 2025-3004 |
| Name | FARMERS TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 17, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Number | 0020253004 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 2025-3004 |
| Name | FARMERS TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | EARLING, IA 51530 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 17, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Guthrie County records · Assessment roll updated May 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Guthrie County |
| Municipality | Stuart City |
| Unified School District | West Central Valley Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $87,000 (+11.68%) Land $13,800 Building $73,200 | $87,000 (+11.68%) Land $13,800 Building $73,200 | |
| 2024 | $1,332.00 (+10.82%) | ||
| 2023 | $77,900 (+25.85%) Land $16,200 Building $61,700 | $77,900 (+25.85%) Land $16,200 Building $61,700 | |
| 2022 | $1,202.00 | $61,900 Land $16,200 Building $45,700 | |
| 2021 | $61,900 Land $16,200 Building $45,700 |
Source: FEMA National Flood Hazard Layer, Guthrie County (19077C), updated April 4, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190779503002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Jun 1998 · Severe Storms, Tornadoes And Flooding |
| Wildfire Risk | Low lower than 65% of the US · above 62% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 189 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Coon Valley Cooperative Telephone Association Fiber | 1,000 / 1,000 |
| AMG Technology Investment Group Fixed Wireless | 1,000 / 1,000 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Lumen Technologies DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | STUART WATER SUPPLY serves 1,814 people |
|---|---|
| Water Source | Purchased surface water from XENIA RWD (DES MOINES) |
| Last State Inspection | Jan 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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