319 NE 3rd St, Stuart, IA 50250 Property Records

Guthrie County property record for 319 NE 3rd St, Stuart, IA 50250

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,830 sqft · built 1920
Lot Size	0.289 acres (12,600 sqft)
Owner	Individual Name on Record
Last Sale	$148,000 (Aug 2006)
Tax Bill	$3,152 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Dec 2021 Mortgage
APN	`0001342900`

Property Details

APN / Parcel Number

Primary APN	`0001342900`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,830 sqft Living Area
1st Floor Area	928 sqft
Basement Area	464 sqft
Unfinished Basement	464 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,600 sqft (0.289 acres)
Lot Dimensions	70 ft deep x 180 ft wide
Garage Type	Attached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Deck Area	114 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	319 NE 3RD ST
City	STUART
State	IA
Zip	50250-2139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	02 E 1/2 L 4-5-6 BLK 02
Legal Subdivision	ORIGINAL TOWN OF STUART
Legal Block	2
Jurisdiction	GUTHRIE IA
Township / Civil Division	STUART
Census Block Group	2
Census Block	2088
Census Tract	950300

Owner

Source: Guthrie County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	319 NE 3RD ST, STUART, IA 50250-2139
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Dec 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2006 · Amount on Record
Deed Sale	Aug 17, 2006 · Amount on Record
Deed Document Number	20062689
Deed Book / Page	2006 / 2689
Prior Transfer Date	Jul 20, 2006
Prior Transfer Doc	2006/2681
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Property Address	319 NE 3RD ST, STUART, IA 50250-2139
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 NE 3RD ST, STUART, IA 50250-2139

Mortgage

Document Number	0020260283
Date	Feb 2, 2026
Instrument	2026-0283

Lender

Name	FIRST STATE BANK
Type	Bank
Address	STUART, IA 50250

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Jan 30, 2066

Interest

Rate Type	Adjustable Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Property Address	319 NE 3RD ST, STUART, IA 50250-2139
Transaction Type	Mortgage
Record Updated	Jul 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020213869
Date	Dec 7, 2021
Instrument	2021-3869

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Nov 18, 2061

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Guthrie County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Guthrie County
Municipality	Stuart City
Unified School District	West Central Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,200 (-) Land $17,300 Building $193,900	$211,200 (-) Land $17,300 Building $193,900
2025	$3,152.00 (-10.25%) Homeowner's exemption	$211,200 (-2.09%) Land $17,300 Building $193,900	$211,200 (-2.09%) Land $17,300 Building $193,900
2024	$3,512.00 (+20.19%)
2023		$215,700 (+35.4%) Land $23,300 Building $192,400	$215,700 (+35.4%) Land $23,300 Building $192,400
2022	$2,922.00 Homeowner's exemption	$159,300 Land $14,000 Building $145,300
2021			$159,300 Land $14,000 Building $145,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 62% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART WATER SUPPLY serves 1,814 people · EPA ID IA0180001
Water Source	Purchased surface water from XENIA RWD (DES MOINES)
Last State Inspection	Jan 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coon Valley Co-op Telephone Association Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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