408 N State Ave, Dell Rapids, SD 57022 Property Records

Minnehaha County property record for 408 N State Ave, Dell Rapids, SD 57022

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,862 sqft · built 1925
Lot Size	0.246 acres (10,694 sqft)
Owner	2 Individual Names on Record
Last Sale	$348,000 (May 2025)
Tax Bill	$3,251 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`01-04-09-434-002-000`

Property Details

APN / Parcel Number

Primary APN	`01-04-09-434-002-000`
Alternative APN	`22358`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,862 sqft Finished Area
1st Floor Area	1,134 sqft
Upper Floors Area	728 sqft
Basement Area	728 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,694 sqft (0.246 acres)
Lot Dimensions	132 ft deep x 81 ft wide
Garage Type	Mixed
Garage Area	776 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	280 sqft
Deck Area	336 sqft
Patio Area	255 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	22358
Street Address	408 N STATE AVE
City	DELL RAPIDS
State	SD
Zip	57022-1721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CO AUD SUB 6 BLOCK L DELL RAPIDS CITY ORIGINAL CO AUD SUB
Legal Subdivision	CO AUD SUB
Legal Block	L
Legal Lot Number	6
Jurisdiction	MINNEHAHA SD
Township / Civil Division	DELL RAPIDS
Census Block Group	1
Census Block	1021
Census Tract	10102

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	408 N STATE AVE, DELL RAPIDS, SD 57022-1721
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2025 · Amount on Record
Deed Sale	May 15, 2025 · Amount on Record
Deed Document Number	2025132538
Deed Book / Page	632-D / 250
Record Updated	Oct 29, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	May 15, 2025
Property Address	408 N STATE AVE, DELL RAPIDS, SD 57022-1721
Document Number	DEED632/250
Book / Page	DEED632 / 250
Instrument Date	May 12, 2025
Instrument	132538
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$348.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	408 N STATE AVE, DELL RAPIDS, SD 57022-1721

Mortgage

Document Number	0001999376
Date	May 15, 2025
Instrument	1999/376

Lender

Name	FIRST INTERNATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Dell Rapids City
Unified School District	Dell Rapids School District 49-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,371 (+32.85%) Land $25,121 Building $292,250	$317,371 Land $25,121 Building $292,250
2025	$3,251.00	$238,900 (-1.97%) Land $25,400 Building $213,500
2024	$3,251.00 (+9.76%)	$243,700 (+24.08%) Land $23,100 Building $220,600
2022	$2,962.00	$196,400 Land $23,100 Building $173,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	34 (1978–2019)
Claims Outside the SFHA	1 of 34
Most Recent Claim	Sep 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Sep 2019 · 5 claims Severe Flooding, Sever Winter Storms,heavy Rains High Winds, Apr 1997 · 6 claims Severe Storms, Tornadoes & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELL RAPIDS serves 3,633 people · EPA ID SD4600105
Water Source	Purchased groundwater from MINNEHAHA COMMUNITY WATER CORP
Last State Inspection	Aug 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Golden West Telecommunications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GigFire.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N State Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures