402 N State Ave, Dell Rapids, SD 57022 Property Records

Minnehaha County property record for 402 N State Ave, Dell Rapids, SD 57022

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,596 sqft · built 1925
Lot Size	0.16 acres (6,987 sqft)
Owner	2 Trust Names on File
Tax Bill	$2,602 (2025)
Deeds & Mortgages	Apr 2026 Second Mortgage
Flood Zone	Zone X (moderate risk)
APN	`01-04-09-434-007-000`

Property Details

APN / Parcel Number

Primary APN	`01-04-09-434-007-000`
Alternative APN	`22359`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,596 sqft Finished Area
1st Floor Area	812 sqft
Upper Floors Area	784 sqft
Basement Area	812 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,987 sqft (0.16 acres)
Lot Dimensions	98.4 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	248 sqft
Deck Area	28 sqft
Patio Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	22359
Street Address	402 N STATE AVE
City	DELL RAPIDS
State	SD
Zip	57022-1721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CO AUD SUB 7 BLOCK L DELL RAPIDS CITY ORIGINAL CO AUD SUB
Legal Subdivision	CO AUD SUB
Legal Block	L
Legal Lot Number	7
Jurisdiction	MINNEHAHA SD
Township / Civil Division	DELL RAPIDS
Census Block Group	1
Census Block	1021
Census Tract	10102

Owner

Source: Minnehaha County records · APN 01-04-09-434-007-000

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	402 N STATE AVE, DELL RAPIDS, SD 57022-1721
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Recording Date	Apr 17, 2026
Property Address	402 N STATE AVE, DELL RAPIDS, SD 57022-1721
Document Number	0000156421
Book / Page	2014-M / 640
Instrument Date	Apr 03, 2026
Instrument	2026156421
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 N STATE AVE, DELL RAPIDS, SD 57022-1721

Mortgage

Document Number	0000156421,
Date	Apr 17, 2026
Book Page	2014-M/640
Instrument	2026156421

Lender

Name	FIRST NATIONAL BANK/SIOUX FALLS

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 01, 2036

Interest

Rate	6%
Max Rate	-1%

Tax Assessment & Valuation

Source: Minnehaha County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Dell Rapids City
Unified School District	Dell Rapids School District 49-3 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$2,602.00	$191,300 (-4.06%) Land $18,000 Building $173,300
2024	$2,602.00 (+7.83%)	$199,400 (+24.63%) Land $16,400 Building $183,000
2022	$2,413.00	$160,000 Land $16,400 Building $143,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Minnehaha County (46099C), as of May 2, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 460990101021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	34 (1978–2019)
Claims Outside the SFHA	1 of 34
Most Recent Claim	Sep 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Sep 2019 · 5 claims Severe Flooding, Sever Winter Storms,heavy Rains High Winds, Apr 1997 · 6 claims Severe Storms, Tornadoes & Flooding, Jul 1993 · 5 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Golden West Telecommunications Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: LTD Broadband.

Based on FCC filings for 438 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system SD4600105, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DELL RAPIDS serves 3,633 people
Water Source	Purchased groundwater from MINNEHAHA COMMUNITY WATER CORP
Last State Inspection	Aug 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.