Ramsey County property record for 408 Montana Ave E, Saint Paul, MN 55130
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,125 sqft · built 1962 |
| Lot Size | 0.155 acres (6,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Oct 2018) |
| Tax Bill | $4,630 (2025) |
| Deeds & Mortgages | Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-29-22-23-0051 |
| Primary APN | 20-29-22-23-0051 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,125 sqft Living Area |
| 1st Floor Area | 1,125 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Lot Area | 6,731 sqft (0.155 acres) |
| Lot Dimensions | 127 ft deep x 53 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 448306 |
|---|---|
| Street Address | 408 MONTANA AVE E |
| City | SAINT PAUL |
| State | MN |
| Zip | 55130-3225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MORTONS ADDITION E 26 FT OF LOT 2 AND W 27 FT OF LOT 3 BLK 3 |
| Legal Range | 22 |
| Legal Township | 29 |
| Legal Section | 20 |
| Legal Subdivision | MORTONS ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 2,3 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 30601 |
408 Montana Ave E is owned and occupied by two individuals who bought it in October 2018.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 408 MONTANA AVE E, SAINT PAUL, MN 55130-3225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2018 · Amount on File |
| Deed Sale | Oct 1, 2018 · Amount on File |
| Deed Document Number | 20182624671 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Oct 1, 2018 |
| Property Address | 408 MONTANA AVE E, SAINT PAUL, MN 55130-3225 |
| Document Number | 0002624671 |
| Instrument Date | Sep 21, 2018 |
| Instrument | 2624671 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2020 |
| Title Company | TITLE SMART INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $731.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 408 MONTANA AVE E ST PAUL MN 551303225, ST PAUL, MN 55130-3225 |
| Document Number | 2624672 |
|---|---|
| Date | Oct 1, 2018 |
| Instrument | 2624672 |
| Name | AMERICAN MTG & EQUITY CNSLTS I |
|---|---|
| Type | Mortgage Company |
| Address | BLOOMINGTON, MN 55435 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 30, 2048 |
| Document Number | 2624673, |
|---|---|
| Date | Oct 1, 2018 |
| Instrument | 2624673 |
| Name | AMERICAN MTG & EQUITY CNSLTS I |
|---|---|
| Type | Mortgage Company |
| Address | BLOOMINGTON, MN 55435 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 30, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 408 Montana Ave E was $4,630 with a homeowner's exemption.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $274,800 Land $35,000 Building $239,800 | $274,800 Land $35,000 Building $239,800 | |
| 2025 | $4,630.00 | ||
| 2023 | $4,334.00 Homeowner's exemption | $243,200 (-11.88%) Land $25,000 Building $218,200 | $243,200 (-11.88%) Land $25,000 Building $218,200 |
| 2022 | $276,000 Land $25,000 Building $251,000 | $276,000 Land $25,000 Building $251,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 408 Montana Ave E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1978) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1978 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 408 Montana Ave E has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: GigFire, T-Mobile.
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