402 Montana Ave E, Saint Paul, MN 55130 Property Records

Ramsey County property record for 402 Montana Ave E, Saint Paul, MN 55130

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,180 sqft · built 1962
Lot Size	0.157 acres (6,858 sqft)
Owner	Individual Name on Record
Last Sale	$292,500 (Dec 2024)
Tax Bill	$5,060 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Nov 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-29-22-23-0050`

Property Details

APN / Parcel Number

Primary APN	`20-29-22-23-0050`
Alternative APNs	`8433542` `484902`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,180 sqft Living Area
1st Floor Area	1,180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Wood
Roof Type	Shed Roof
Lot Area	6,858 sqft (0.157 acres)
Lot Dimensions	127 ft deep x 54 ft wide
Garage Type	Detached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	484902
Street Address	402 MONTANA AVE E
City	SAINT PAUL
State	MN
Zip	55130-3225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MORTONS ADDITION EX E 26 FT LOT 2 AND ALL OF LOT 1 BLK 3
Legal Range	22
Legal Township	29
Legal Section	20
Legal Subdivision	MORTONS ADDITION
Legal Block	3
Legal Lot Number	2,1
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1012
Census Tract	30601

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	402 MONTANA AVE E, SAINT PAUL, MN 55130-3225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 4, 2022	Transfer on Death Deed, Transfer
Nov 4, 2022	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2024 · Amount on Record
Deed Sale	Dec 19, 2024 · Amount on Record
Prior Sale	Mar 31, 2023 · Amount on Record
Deed Document Number	20242786913
Prior Transfer Date	Nov 4, 2022
Prior Transfer Doc	0002744361
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 31, 2023
Property Address	402 MONTANA AVE E, SAINT PAUL, MN 55130-3225
Document Number	0T02751690
Instrument Date	Mar 31, 2023
Instrument	T02751690
Transaction Type	Transfer
Record Updated	Apr 5, 2023
Title Company	NETWORK TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$943.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	402 MONTANA AVE E, SAINT PAUL, MN 55130-3225

Mortgage

Document Number	0T02751691
Date	Mar 31, 2023
Instrument	T02751691

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

November 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 4, 2022
Property Address	402 MONTANA AVE E, SAINT PAUL, MN 55130-3225
Document Number	0T02744362
Instrument Date	Nov 3, 2022
Instrument	T02744362
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	RAMSEY MN
Recording Date	Nov 4, 2022
Property Address	402 MONTANA AVE E, SAINT PAUL, MN 55130-3225
Document Number	0T02744361
Instrument Date	Nov 3, 2022
Instrument	T02744361
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 MONTANA AVE E, SAINT PAUL, MN 55130-3225

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,500 (+1.12%) Land $35,000 Building $235,500	$270,500 (+1.12%) Land $35,000 Building $235,500
2025	$5,060.00 (+28.49%) Homeowner's exemption	$267,500 (+6.79%) Land $30,000 Building $237,500	$267,500 (+6.79%) Land $30,000 Building $237,500
2024	$3,938.00 (-6.42%)
2023	$4,208.00 Homeowner's exemption	$250,500 Land $25,000 Building $225,500	$250,500 Land $25,000 Building $225,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: GigFire, T-Mobile.

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