408 Monaco I, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 408 Monaco I, Delray Beach, FL 33446

Property Summary

Property Type	Condominium
Details	1 bd · 1.5 ba · 760 sqft · built 1977
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$202,500 (Jul 2023)
Tax Bill	$612 (2025)
Deeds & Mortgages	Jul 2023 Sale Feb 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-22-08-009-4080`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-22-08-009-4080`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	760 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Condo/Apartment
Construction Type	Masonry / Concrete Block
Lot Area	43,560 sqft (1 acres)
View / Lot	Street
Porch	Enclosed/Finished Porch
Porch Area	108 sqft

Location & Zoning

Street Address	408 MONACO I
City	DELRAY BEACH
State	FL
Zip	33446-1442
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	KINGS POINT MONACO I COND PAR 408
Legal Range	42E
Legal Township	46S
Legal Section	22
Legal Subdivision	MONACO B THRU P CONDO
Legal Block	9
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1002
Census Tract	5940

Owner

408 Monaco I, a condominium, is owned and occupied by an individual who bought it in July 2023.

Source: Palm Beach County records, as of December 10, 2025

Owner of Record	Individual Name on File
Mailing Address	408 MONACO I, DELRAY BEACH, FL 33446-1442
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Warranty Deed, Transfer INDEPENDENCE TITLE LC, INDEPENDENCE TITLE INC
Feb 2, 2023	Warranty Deed, Transfer INDEPENDENCE TITLE LC, INDEPENDENCE TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2023 · Amount on File
Deed Sale	Jul 7, 2023 · Amount on File
Prior Sale	Feb 2, 2023 · Amount on File
Deed Document Number	2023230597
Deed Book / Page	34415 / 302
Prior Transfer Date	Feb 26, 2009
Prior Transfer Doc	0231100289
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jul 7, 2023
Property Address	408 MONACO I, DELRAY BEACH, FL 33446-1442
Document Number	0344150302
Book / Page	34415 / 302
Map Reference	MB 2657 PG 69
Instrument Date	Jun 30, 2023
Instrument	20230230597
Transaction Type	Transfer
Record Updated	Jul 26, 2023
Title Company	INDEPENDENCE TITLE LC, INDEPENDENCE TITLE INC

Transaction

Amount	Amount on Record
Tax	$1,417.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	70 HIGHLAND ST, CRANSTON, RI 02920-1743

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 MONACO I, DELRAY BEACH, FL 33446-1442

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Feb 2, 2023
Property Address	408 MONACO I, DELRAY BEACH, FL 33446-1442
Document Number	0341030203
Book / Page	34103 / 203
Map Reference	MB 2657 PG 69
Instrument Date	Jan 31, 2023
Instrument	20230037175
Transaction Type	Transfer
Record Updated	Feb 27, 2023
Title Company	INDEPENDENCE TITLE LC, INDEPENDENCE TITLE INC

Transaction

Amount	Amount on Record
Tax	$1,218.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20028 BACK NINE DR, BOCA RATON, FL 33498-4707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 MONACO I, DELRAY BEACH, FL 33446-1442

Tax Assessment & Valuation

The 2025 property tax bill for 408 Monaco I was $612, down 23.7% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$612.00 (-23.69%)	$74,241	$108,407 Building $108,407
2024	$802.00 (-63.92%)
2023	$2,223.00 (+66.52%)	$120,363 (+85.91%) Building $120,363	$120,363 (+85.91%) Building $120,363
2022	$1,335.00	$64,743 Building $64,743	$64,743 Building $64,743

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 408 Monaco I in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (1979–2017)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 Monaco I is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Blue Stream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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