405 Monaco I, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 405 Monaco I, Delray Beach, FL 33446

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 920 sqft · built 1977
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$162,000 (Jun 2022)
Tax Bill	$2,499 (2025)
Deeds & Mortgages	May 2026 Transfer Jun 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-22-08-009-4050`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-22-08-009-4050`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	920 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Condo/Apartment
Construction Type	Masonry / Concrete Block
Lot Area	43,560 sqft (1 acres)
Porch	Finished Screened Porch
Porch Area	108 sqft

Location & Zoning

Street Address	405 MONACO I
City	DELRAY BEACH
State	FL
Zip	33446-1442
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	KINGS POINT MONACO I COND PAR 405
Legal Range	42E
Legal Township	46S
Legal Section	22
Legal Subdivision	MONACO B THRU P CONDO
Legal Block	9
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1002
Census Tract	5939

Owner

Source: Palm Beach County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 VANWOOD RD, THORNHILL, ON
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jun 8, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 12, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2022 · Amount on Record
Deed Sale	Jun 8, 2022 · Amount on Record
Prior Sale	May 12, 2021 · Amount on Record
Deed Document Number	2022247162
Deed Book / Page	33620 / 1994
Prior Transfer Date	Mar 10, 2012
Prior Transfer Doc	0250751152
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALM BEACH FL
Recording Date	May 7, 2026
Property Address	405 MONACO I, DELRAY BEACH, FL 33446-1442
Document Number	0365010501
Book / Page	36501 / 501
Instrument Date	May 4, 2026
Instrument	2026164629
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jun 8, 2022
Property Address	405 MONACO I, DELRAY BEACH, FL 33446-1442
Document Number	0336201994
Book / Page	33620 / 1994
Map Reference	MB 2657 PG 69
Instrument Date	May 24, 2022
Instrument	20220247162
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,134.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36 FERGUSON CT, 36, STERLING, VA 20165-5703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 VANWOOD ROAD, TORONTO XX

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	May 12, 2021
Property Address	405 MONACO I, DELRAY BEACH, FL 33446-1442
Document Number	0324741861
Book / Page	32474 / 1861
Map Reference	MB 2657 PG 69
Instrument Date	May 7, 2021
Instrument	20210217882
Transaction Type	Transfer
Record Updated	Jun 9, 2021
Title Company	CLEAR LAKE TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$871.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9127 POTTER RD # RD1G, 9127, DES PLAINES, IL 60016-4874

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 MONACO I, DELRAY BEACH, FL 33446-1442

Mortgage

Document Number	324741865
Date	May 12, 2021
Instrument	32474/1865

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,499.00 (-15.66%)	$137,407 (-14.85%)	$137,407 (-14.85%) Building $137,407
2024	$2,963.00 (+2.28%)
2023	$2,897.00 (+44.71%)	$161,363 (+54.6%) Building $161,363	$161,363 (+54.6%) Building $161,363
2022	$2,002.00	$104,373 Building $104,373	$104,373 Building $104,373

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 104 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	152 units insured incl. 48 condo units
Nearby Flood Claims	62 (1979–2025)
Claims Outside the SFHA	43 of 62
Most Recent Claim	Sep 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Wilma, Oct 2005 · 3 claims Hurricane Irene, Oct 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Blue Stream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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