408 Maple St, Thornton, IA 50479 Property Records

Cerro Gordo County property record for 408 Maple St, Thornton, IA 50479

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,495 sqft · built 1892
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Apr 2023)
Tax Bill	$1,258 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`132428300500`

Property Details

APN / Parcel Number

Primary APN	`132428300500`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,495 sqft Living Area
1st Floor Area	802 sqft
Basement Area	934 sqft
Unfinished Basement	934 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1892
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide

Exterior Amenities

Porch	Porch
Porch Area	30 sqft
Deck Area	64 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	408 MAPLE ST
City	THORNTON
State	IA
Zip	50479-7724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 6 BLK 23 KNAPPS 2ND ADD THORNTON
Legal Range	22W
Legal Township	94N
Legal Section	24
Legal Subdivision	KNAPPS 2ND ADD
Legal Block	23
Legal Lot Number	6
Jurisdiction	CERRO GORDO IA
Township / Civil Division	GRIMES
Census Block Group	3
Census Block	3054
Census Tract	951000

Owner

408 Maple St is owned and occupied by an individual who bought it in April 2023.

Source: Cerro Gordo County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	408 MAPLE ST, THORNTON, IA 50479-7724
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK
Dec 28, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2023 · Amount on File
Deed Sale	Apr 10, 2023 · Amount on File
Prior Sale	Dec 28, 2021 · Amount on File
Deed Document Number	20231490
Prior Transfer Date	Dec 16, 2011
Prior Transfer Doc	2012/0012
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CERRO GORDO IA
Recording Date	Apr 10, 2023
Property Address	408 MAPLE ST, THORNTON, IA 50479-7724
Document Number	02023/1490
Book / Page	2023 / 1490
Instrument Date	Mar 23, 2023
Instrument	2023-1490
Transaction Type	Transfer
Record Updated	May 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 MAPLE ST, THORNTON, IA 50479-7724

Mortgage

Document Number	0020231491
Date	Apr 10, 2023
Instrument	2023-1491

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CERRO GORDO IA
Recording Date	Dec 28, 2021
Property Address	408 MAPLE ST, THORNTON, IA 50479-7724
Document Number	02021/9852
Book / Page	2021 / 9852
Instrument Date	Dec 23, 2021
Instrument	2021-9852
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Amount	Amount on Record
Tax	$28.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 ORCHARD LN, CLEAR LAKE, IA 50428-1042

Tax Assessment & Valuation

The 2025 property tax bill for 408 Maple St was $1,258.

Source: Cerro Gordo County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cerro Gordo County
Municipality	Thornton City
Unified School District	West Fork Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,258.00	$105,390 Land $8,250 Building $97,140	$105,390 Land $8,250 Building $97,140
2024	$1,258.00
2023		$31,820 (-8.77%) Land $8,250 Building $23,570	$31,820 (-8.77%) Land $8,250 Building $23,570
2022	$586.00 Homeowner's exemption	$34,880 Land $6,600 Building $28,280	$34,880 Land $6,600 Building $28,280

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 408 Maple St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 Maple St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THORNTON WATER SUPPLY serves 400 people · EPA ID IA1781019
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Router12 Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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