404 Maple St, Thornton, IA 50479 Property Records

Cerro Gordo County property record for 404 Maple St, Thornton, IA 50479

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,324 sqft · built 1895
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$117,000 (Apr 2020)
Tax Bill	$2,078 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`132428300600`

Property Details

APN / Parcel Number

Primary APN	`132428300600`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,324 sqft Living Area
1st Floor Area	728 sqft
Basement Area	1,218 sqft
Unfinished Basement	1,218 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	1,300 sqft
Parking Spaces	5 Parking Spaces
Patio Area	187 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	404 MAPLE ST
City	THORNTON
State	IA
Zip	50479-7724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 7 BLK 23 KNAPPS 2ND ADD THORNTON
Legal Range	22W
Legal Township	94N
Legal Section	24
Legal Subdivision	KNAPPS 2ND ADD
Legal Block	23
Legal Lot Number	7
Jurisdiction	CERRO GORDO IA
Township / Civil Division	GRIMES
Census Block Group	3
Census Block	3054
Census Tract	951000

Owner

Source: Cerro Gordo County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 MAPLE ST, THORNTON, IA 50479-7724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage CLEAR LAKE BANK & TRUST CO
Apr 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY BANK & TRUST CO
Apr 20, 2020	Warranty Deed, Transfer · FHA Mortgage CITIBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2020 · Amount on Record
Deed Sale	Apr 20, 2020 · Amount on Record
Deed Document Number	20202071
Deed Book / Page	2020 / 2071
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CERRO GORDO IA
Property Address	404 MAPLE ST, THORNTON, IA 50479-7724
Transaction Type	Mortgage
Record Updated	May 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/2157
Date	Apr 20, 2022
Book Page	2022/2157
Instrument	2022-2157

Lender

Name	CLEAR LAKE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 1, 2027

Interest

Rate Type	Fixed Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CERRO GORDO IA
Property Address	404 MAPLE ST, THORNTON, IA 50479-7724
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/1893
Date	Apr 11, 2017
Book Page	2017/1893
Instrument	2017-1893

Lender

Name	FIRST SECURITY BANK & TRUST CO
Type	Bank
Address	CHARLES CITY, IA 50616

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CERRO GORDO IA
Recording Date	Apr 20, 2020
Property Address	404 MAPLE ST, THORNTON, IA 50479-7724
Document Number	2020/2071
Book / Page	2020 / 2071
Instrument Date	Apr 7, 2020
Instrument	2020-2071
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	GREAT PLAINS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$186.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 MAPLE ST, THORNTON, IA 50479-7724

Mortgage

Document Number	02020/2072
Date	Apr 20, 2020
Book Page	2020/2072
Instrument	2020-2072

Lender

Name	CITIBANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cerro Gordo County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cerro Gordo County
Municipality	Thornton City
Unified School District	West Fork Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,078.00	$167,490 (+13.35%) Land $8,250 Building $159,240	$167,490 (+13.35%) Land $8,250 Building $159,240
2024	$2,078.00 (+25.18%)
2023		$147,760 (+37.22%) Land $8,250 Building $139,510	$147,760 (+37.22%) Land $8,250 Building $139,510
2022	$1,660.00 Homeowner's exemption	$107,680 Land $6,600 Building $101,080	$107,680 Land $6,600 Building $101,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THORNTON WATER SUPPLY serves 400 people · EPA ID IA1781019
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Router12 Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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