408 Maple Ave, Ridgely, MD 21660 Property Records

Caroline County property record for 408 Maple Ave, Ridgely, MD 21660

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,056 sqft · built 1978
Lot Size	0.351 acres (15,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Jun 2024)
Tax Bill	$3,520 (2026)
Deeds & Mortgages	Jun 2022 Sale Jul 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-012012`

Property Details

APN / Parcel Number

Primary APN	`07-012012`
Alternative APNs	`7012012` `012012`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Total Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Conventional
Exterior Material	Siding Sheathing
Roof Material	Composition Shingle
Lot Area	15,300 sqft (0.351 acres)
Lot Dimensions	180 ft deep x 85 ft wide
Deck Area	192 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	012012
Street Address	408 MAPLE AVE
City	RIDGELY
State	MD
Zip	21660-1907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	15300 SQ FT NE/S MAPLE AVENUE RIDGELY
Legal Subdivision	RIDGELY
Legal Lot Number	7
Jurisdiction	CAROLINE MD
Township / Civil Division	7, RIDGELY
Census Block Group	2
Census Block	2051
Census Tract	955201

Owner

Source: Caroline County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	408 MAPLE AVE, RIDGELY, MD 21660-1907
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Deed, Transfer
Jul 10, 2017	Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Mar 10, 2017	Grant Deed, Transfer · Conventional with PMI QUEENSTOWN BK/MD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2024 · Amount on Record
Deed Sale	Jun 10, 2024 · Amount on Record
Prior Sale	Jun 14, 2022 · Amount on Record
Deed Book / Page	1678 / 465
Prior Transfer Date	Jul 7, 2017
Prior Transfer Doc	0012650415
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Jun 14, 2022
Property Address	408 MAPLE AVE, RIDGELY, MD 21660-1907
Document Number	0015790288
Book / Page	1579 / 288
Map Reference	LB LHG57 FO 57
Instrument Date	Jun 8, 2022
Transaction Type	Transfer
Record Updated	Jun 28, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	23359 NINETOWN RD, RIDGELY, MD 21660-1322

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Jul 10, 2017
Property Address	408 MAPLE AVE, RIDGELY, MD 21660-1907
Document Number	0012650415
Book / Page	1265 / 415
Map Reference	LB57 FO57
Instrument Date	Jul 7, 2017
Instrument	1265-415
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	EASTERN SHORE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$922.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	408 MAPLE AVE, RIDGELY, MD 21660-1907

Mortgage

Document Number	1265419
Date	Jul 10, 2017
Instrument	1265-419

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAROLINE MD
Recording Date	Mar 10, 2017
Property Address	408 MAPLE AVE, RIDGELY, MD 21660-1907
Document Number	0012480262
Book / Page	001248 / 000262
Instrument Date	Feb 24, 2017
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	TITLE EXCELLENCE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$118.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	614 MURPHY RD CENTREVILLE MD 216172003, CENTREVILLE, MD 21617-2003

Mortgage

Document Number	12480265
Date	Mar 10, 2017
Book Page	001248/000265

Lender

Name	QUEENSTOWN BK/MD
Type	Bank
Address	QUEENSTOWN, MD 21658

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Municipality	Ridgely Town
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,520.00 (+8.57%)	$236,600 (+1%)	$258,100 (-) Land $63,100 Building $195,000
2025	$3,242.00 (+19.24%)	$215,100 (+21.05%)	$258,100 (+33.32%) Land $63,100 Building $195,000
2023	$2,719.00	$177,700	$193,600 Land $47,100 Building $146,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF RIDGELY serves 1,600 people · EPA ID MD0050006
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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