Caroline County property record for 405 Maple Ave, Ridgely, MD 21660 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,480 sqft · built 2009 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $231,500 (Sep 2021) |
| Tax Bill | $3,553 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-005806 |
| Primary APN | 07-005806 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,480 sqft Total Area |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,000 sqft (0.207 acres) |
| Lot Dimensions | 180 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 100 sqft |
| Deck Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 005806 |
|---|---|
| Street Address | 405 MAPLE AVE |
| City | RIDGELY |
| State | MD |
| Zip | 21660-1906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 9000 SQ FT SW/S MAPLE AVE RIDGELY |
| Legal Subdivision | RIDGELY TOWN |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 7, RIDGELY |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 955201 |
Source: Caroline County records · APN 07-005806
Assessment roll updated August 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 MAPLE AVE, RIDGELY, MD 21660-1906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 26, 2023 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Sep 28, 2021 | Deed, Transfer · FHA Mortgage CAZLE MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 29, 2021 · Amount on Record |
| Deed Sale | Sep 29, 2021 · Amount on Record |
| Prior Sale | Sep 28, 2021 · Amount on Record |
| Deed Book / Page | 1525 / 158 |
| Prior Transfer Date | Oct 30, 2019 |
| Prior Transfer Doc | 0013830343 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 405 MAPLE AVE, RIDGELY, MD 21660-1906 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 405 MAPLE AVE, RIDGELY, MD 21660-1906 |
| Document Number | 0016360376 |
|---|---|
| Date | Jul 26, 2023 |
| Book Page | 1636/376 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 338 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Sep 28, 2021 |
| Property Address | 405 MAPLE AVE, RIDGELY, MD 21660-1906 |
| Document Number | 0015250158 |
| Book / Page | 1525 / 158 |
| Map Reference | LB LHG57 FO 57 |
| Instrument Date | Aug 13, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | MID ATLANTIC STLMT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 405 MAPLE AVE, RIDGELY, MD 21660-1906 |
| Document Number | 0001525165 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 1525/165 |
| Name | CAZLE MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Number | 0015250182 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | 1525/182 |
| Name | CAZLE MORTGAGE INC |
|---|---|
| Address | MIDDLE RIVER, MD 21220 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Caroline County records · Assessment roll updated August 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Municipality | Ridgely Town |
| Unified School District | Caroline County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $262,400 (+11.33%) | $289,100 (-) Land $56,900 Building $232,200 | |
| 2025 | $3,553.00 (+16.15%) | $235,700 (+17.89%) | $289,100 (+38.33%) Land $56,900 Building $232,200 |
| 2023 | $3,059.00 | $199,933 | $209,000 Land $40,900 Building $168,100 |
Source: FEMA National Flood Hazard Layer, Caroline County (24011C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 8,333 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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