408 Legato Ter, Silver Spring, MD 20901 Property Records

Montgomery County property record for 408 Legato Ter, Silver Spring, MD 20901

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,120 sqft · built 1984
Lot Size	0.025 acres (1,107 sqft)
Owner	Individual Name on File
Last Sale	$9,250 (Apr 2021)
Tax Bill	$3,704 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-02321165`

Property Details

APN / Parcel Number

Primary APN	`05-02321165`
Alternative APN	`02321165`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,120 sqft Living Area
1st Floor Area	560 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,107 sqft (0.025 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02321165
Street Address	408 LEGATO TER
City	SILVER SPRING
State	MD
Zip	20901-5052
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R90
Legal Description	DUMONT OAKS
Legal Subdivision	DUMONT OAKS
Legal Block	A
Legal Lot Number	187
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	2
Census Block	2002
Census Tract	701506

Owner

408 Legato Ter, a townhouse, is owned by an individual who bought it in April 2021.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1227 W VALLEY BLVD, 117, ALHAMBRA, CA 91803-2438
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Apr 16, 2021	Deed, Transfer
Feb 28, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 29, 2017	Deed, Transfer · FHA Mortgage NEW AMERICA FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2021 · Amount on File
Deed Sale	Apr 16, 2021 · Amount on File
Prior Sale	Jun 29, 2017 · Amount on File
Deed Book / Page	62611 / 168
Prior Transfer Date	Dec 28, 2017
Prior Transfer Doc	0557080024
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	408 LEGATO TER, SILVER SPRING, MD 20901-5052
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 LEGATO TER, SILVER SPRING, MD 20901-5052

Mortgage

Document Number	0649510413
Date	Jan 4, 2022
Book Page	64951/413

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	306 Months
Due	Jul 1, 2047

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 16, 2021
Property Address	408 LEGATO TER, SILVER SPRING, MD 20901-5052
Document Number	0626110168
Book / Page	62611 / 168
Map Reference	MB 123 PL 14384
Instrument Date	Feb 12, 2021
Transaction Type	Transfer
Record Updated	May 26, 2021

Transaction

Amount	Amount on Record
Tax	$138.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 S FIGUEROA ST APT 528, 528, LOS ANGELES, CA 90015-3386

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Feb 28, 2018
Property Address	408 LEGATO TER, SILVER SPRING, MD 20901-5052
Document Number	0557080024
Book / Page	055708 / 000024
Instrument Date	Dec 20, 2017
Transaction Type	Transfer
Record Updated	Mar 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	408 LEGATO TER SILVER SPRING MD 209015052, SILVER SPRING, MD 20901-5052

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 29, 2017
Property Address	408 LEGATO TER, SILVER SPRING, MD 20901-5052
Document Number	0545340365
Book / Page	54534 / 365
Map Reference	MB123 PL14384
Instrument Date	Jun 9, 2017
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	HUTTON PALL TITLE & ESCROW L

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 LEGATO TER, SILVER SPRING, MD 20901-5052

Mortgage

Document Number	0054534374
Date	Jun 29, 2017
Instrument	54534/374

Lender

Name	NEW AMERICA FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 408 Legato Ter was $3,704, up 1% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,200 (+7.87%) Land $126,000 Building $180,200	$306,200 (-) Land $126,000 Building $180,200
2025	$3,704.00 (+10.04%)	$283,867	$306,200 Land $126,000 Building $180,200
2024	$3,366.00
2023		$239,200 Land $126,000 Building $113,200	$239,200 Land $126,000 Building $113,200
2022	$2,963.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 Legato Ter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 Legato Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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