404 Legato Ter, Silver Spring, MD 20901 Property Records

Montgomery County property record for 404 Legato Ter, Silver Spring, MD 20901

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,608 sqft · built 1984
Lot Size	0.018 acres (780 sqft)
Owner	2 Individual Names on Record
Last Sale	$292,000 (Sep 2018)
Tax Bill	$4,031 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-02321187`

Property Details

APN / Parcel Number

Primary APN	`05-02321187`
Alternative APN	`02321187`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,608 sqft Living Area
1st Floor Area	540 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	780 sqft (0.018 acres)
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02321187
Street Address	404 LEGATO TER
City	SILVER SPRING
State	MD
Zip	20901-5052
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R90
Legal Description	DUMONT OAKS
Legal Subdivision	DUMONT OAKS
Legal Block	A
Legal Lot Number	189
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	2
Census Block	2002
Census Tract	701506

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6 HUTCHINSON CT, SILVER SPRING, MD 20906-5923
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed of Trust, Mortgage ATLANTIC COAST MTG
Sep 11, 2018	Deed, Transfer · Conventional Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2018 · Amount on Record
Deed Sale	Sep 11, 2018 · Amount on Record
Prior Sale	Jul 14, 1992 · Amount on Record
Deed Book / Page	56596 / 435
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	404 LEGATO TER, SILVER SPRING, MD 20901-5052
Document Number	0610070062
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 LEGATO TER SILVER SPRING MD 209015052, SILVER SPRING, MD 20901-5052

Mortgage

Document Number	0610070062
Date	Nov 2, 2020
Book Page	061007/000062

Lender

Name	ATLANTIC COAST MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 11, 2018
Property Address	404 LEGATO TER, SILVER SPRING, MD 20901-5052
Document Number	0565960435
Book / Page	56596 / 435
Map Reference	MB123 PL14384
Instrument Date	Aug 27, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	STEWART TITLE OF MARYLAND IN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 WASHINGTON AVE, SILVER SPRING, MD 20901

Mortgage

Document Number	0056596442
Date	Sep 11, 2018
Instrument	56596/442

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$326,300 (+4.48%) Land $126,000 Building $200,300	$326,300 (-) Land $126,000 Building $200,300
2025	$4,031.00 (+52.46%)	$312,300 (+9.85%)	$326,300 (+14.77%) Land $126,000 Building $200,300
2023		$284,300 Land $126,000 Building $158,300	$284,300 Land $126,000 Building $158,300
2022	$2,644.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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