408 Kristin Dr, Garner, NC 27529 Property Records

Johnston County property record for 408 Kristin Dr, Garner, NC 27529

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,172 sqft · built 1990
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Aug 2020)
Tax Bill	$2,790 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06E02022K`

Property Details

APN / Parcel Number

Primary APN	`06E02022K`
Alternative APN	`2000231180`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,172 sqft Living Area
Gross Area	3,377 sqft
1st Floor Area	1,500 sqft
Attic	Attic
Attic Area	336 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2004
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	45,302 sqft (1.04 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	105 sqft
Deck Area	Deck Area
Patio Area	396 sqft
Storage Building	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000231180
Street Address	408 KRISTIN DR
City	GARNER
State	NC
Zip	27529-8963
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 115 SOUTHGATE SEC 5 33/301
Legal Subdivision	SOUTHGATE SUBDIVISION SECTION V
Legal Lot Number	115
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1008
Census Tract	41107

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	408 KRISTIN DR, GARNER, NC 27529-8963
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 24, 2022	Deed of Trust, Mortgage · FHA Mortgage GOPRIME MORTGAGE INC
Jun 18, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Aug 19, 2020	Warranty Deed, Transfer · FHA Mortgage GOPRIME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2020 · Amount on Record
Deed Sale	Aug 19, 2020 · Amount on Record
Prior Sale	Sep 12, 2006 · Amount on Record
Deed Document Number	2020674278
Deed Book / Page	5676 / 43
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	408 KRISTIN DR, GARNER, NC 27529-8963
Transaction Type	Mortgage
Record Updated	Oct 13, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 KRISTIN DR, GARNER, NC 27529-8963

Mortgage

Document Number	0000031134
Date	Oct 2, 2025
Book Page	DEED6972/208
Instrument	2025031134

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	6101 CONDOR DR # 200, MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	316 Months
Due	Feb 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	408 KRISTIN DR, GARNER, NC 27529-8963
Transaction Type	Mortgage
Record Updated	Feb 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000792707
Date	Jan 24, 2022
Book Page	6166/980
Instrument	2022792707

Lender

Name	GOPRIME MORTGAGE INC
Address	APEX, NC 27502

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	408 KRISTIN DR, GARNER, NC 27529-8963
Transaction Type	Mortgage
Record Updated	Jul 8, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000755414
Date	Jun 18, 2021
Book Page	5965/60
Instrument	2021755414

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Aug 19, 2020
Property Address	408 KRISTIN DR, GARNER, NC 27529-8963
Document Number	0000674278
Book / Page	5676 / 43
Map Reference	MB 33 PG 301
Instrument Date	Aug 19, 2020
Instrument	2020674278
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9216 FANNY BROWN RD, 9216, RALEIGH, NC 27603-9009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 KRISTIN DR, GARNER, NC 27529-8963

Mortgage

Document Number	0000674279
Date	Aug 19, 2020
Instrument	2020674279

Lender

Name	GOPRIME MORTGAGE INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,790.00 (+46.23%)	$446,440 (+83.07%) Land $83,200 Building $363,240	$446,440 (+83.07%) Land $83,200 Building $363,240
2023	$1,908.00	$243,860 Land $52,000 Building $191,860	$243,860 Land $52,000 Building $191,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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