401 Kristin Dr, Garner, NC 27529 Property Records

Johnston County property record for 401 Kristin Dr, Garner, NC 27529

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,281 sqft · built 1991
Lot Size	1 acres (43,560 sqft)
Owner	Individual on Record
Tax Bill	$1,231 (2023)
Deeds & Mortgages	Nov 2023 Mortgage Oct 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06E02022Y`

Property Details

APN / Parcel Number

Primary APN	`06E02022Y`
Alternative APN	`2000130071`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,281 sqft Living Area
1st Floor Area	1,281 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2003
Architectural Style	Other
Exterior Material	Other
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	207 sqft
Deck Area	110 sqft
Patio Area	110 sqft
Storage Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000130071
Street Address	401 KRISTIN DR
City	GARNER
State	NC
Zip	27529-8964
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 90 SOUTHGATE S/D SECT V
Legal Subdivision	SOUTHGATE SEC V
Legal Lot Number	90
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1010
Census Tract	41107

Owner

Source: Johnston County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	401 KRISTIN DR, GARNER, NC 27529-8964
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Oct 8, 2021	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2023
Deed Sale	Nov 15, 2023
Prior Sale	Feb 28, 2007 · Amount on Record
Deed Document Number	2023036264
Deed Book / Page	6577 / 386
Record Updated	Jun 7, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Nov 15, 2023
Property Address	401 KRISTIN DR, GARNER, NC 27529-8964
Document Number	0000036264
Book / Page	6577 / 386
Map Reference	MB 33 PG 301
Instrument Date	Nov 15, 2023
Instrument	2023036264
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 KRISTIN DR, GARNER, NC 27529-8964

Mortgage

Document Number	0000036265
Date	Nov 15, 2023
Instrument	2023036265

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	401 KRISTIN DR, GARNER, NC 27529-8964
Transaction Type	Mortgage
Record Updated	Oct 19, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000775261
Date	Oct 8, 2021
Book Page	6073/695
Instrument	2021775261

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	GARNER, NC 27529

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,231.00	$157,380 Land $50,000 Building $107,380	$157,380 Land $50,000 Building $107,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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