Kenton County property record for 404 James Ave, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,344 sqft · built 1950 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $169,900 (Aug 2020) |
| Tax Bill | $2,240 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-40-12-050.00 |
| Primary APN | 003-40-12-050.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,344 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 404 JAMES AVE |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MCALPIN ANNEX 2ND LOT 53 |
| Legal Subdivision | MCALPINS |
| Legal Phase | 2 |
| Legal Lot Number | 53 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 64300 |
404 James Ave is owned and occupied by an individual who bought it in August 2020.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 404 JAMES AVE, ERLANGER, KY 41018-1635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2020 | Warranty Deed, Transfer · Conventional with PMI VICTORY MTG |
| May 17, 2017 | Warranty Deed, Transfer · Conventional Mortgage VICTORY MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2020 · Amount on File |
| Deed Sale | Aug 6, 2020 · Amount on File |
| Prior Sale | May 17, 2017 · Amount on File |
| Deed Document Number | 20205900106 |
| Deed Book / Page | 35 / 869 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 6, 2020 |
| Property Address | 404 JAMES AVE, ERLANGER, KY 41018-1635 |
| Document Number | 0000000106 |
| Book / Page | 000035 / 000869 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 106 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2020 |
| Title Company | HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGCY LP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $170.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 JAMES AVE ERLANGER KY 410181635, ERLANGER, KY 41018-1635 |
| Document Number | 107 |
|---|---|
| Date | Aug 6, 2020 |
| Book Page | 000M79/000343 |
| Instrument | 107 |
| Name | VICTORY MTG |
|---|---|
| Type | Mortgage Company |
| Address | FORT MITCHELL, KY 41017 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 5, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 17, 2017 |
| Property Address | 404 JAMES AVE, ERLANGER, KY 41018-1635 |
| Document Number | 0000000200 |
| Book / Page | 0C6161 / 000001 |
| Instrument Date | May 12, 2017 |
| Instrument | 200 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2017 |
| Title Company | HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $119.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 404 JAMES AVE ERLANGER KY 410181635, ERLANGER, KY 41018-1635 |
| Document Number | 202 |
|---|---|
| Date | May 17, 2017 |
| Book Page | 0C6161/000004 |
| Instrument | 202 |
| Name | VICTORY MTG |
|---|---|
| Type | Mortgage Company |
| Address | FORT MITCHELL, KY 41017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 16, 2047 |
The 2025 property tax bill for 404 James Ave was $2,240.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $169,900 (-) Land $25,000 Building $144,900 | $169,900 (-) Land $25,000 Building $144,900 | |
| 2025 | $2,240.00 | $169,900 Land $25,000 Building $144,900 | $169,900 Land $25,000 Building $144,900 |
| 2023 | $2,207.00 | $169,900 Land $25,000 Building $144,900 | $169,900 Land $25,000 Building $144,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 James Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 404 James Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures