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408 Gold Tree, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 408 Gold Tree, Punta Gorda, FL 33955 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,131 sqft · built 1998
Lot Size0.531 acres (23,110 sqft)
OwnerIndividual Name on File
Last Sale$207,500 (Dec 2015)
Tax Bill$6,725 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN412333253011

Property Details

APN / Parcel Number

Primary APN412333253011
Alternative APNs
  • 00952620207601
  • 10004712752

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,131 sqft Living Area
Gross Area3,353 sqft
1st Floor Area2,131 sqft
IntercomIntercom
Central VacuumCentral Vacuum

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area23,110 sqft (0.531 acres)
Garage TypeAttached
Garage Area691 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

Pool Area350 sqft
PorchEnclosed/Screened Porch
Porch Area531 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number00952620207601
Street Address408 GOLD TREE
CityPUNTA GORDA
StateFL
Zip33955-1017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPUNTA GORDA ISLES SEC18 BLK403 LTS 26 & 27 593/2184 1049/361 1128/839 1460/45 COR1462/1720 1662/718 2646/2016 CT3994/1347 4035/53
Legal Range23E
Legal Township41S
Legal Section33
Legal SubdivisionPUNTA GORDA ISLES
Legal TractPGI
Legal Block403
Legal Lot Number26,27
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2016
Census Tract10505

Owner

Source: Charlotte County records · APN 412333253011

Assessment roll updated November 19, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address408 GOLD TREE, PUNTA GORDA, FL 33955-1017
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 09, 2015 · Amount on Record
Deed SaleDec 09, 2015 · Amount on Record
Prior SaleJul 21, 2015 · Amount on Record
Deed Document Number20152400728
Deed Book / Page4035 / 53
Last Transfer DateMar 18, 2026
Transfer Doc0003628788
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address408 GOLD TREE, PUNTA GORDA, FL 33955-1017
Transaction TypeMortgage
Record UpdatedMar 03, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 GOLD TREE, PUNTA GORDA, FL 33955-1017

Mortgage

Document Number0049251273
DateFeb 11, 2022
Book Page4925/1273
Instrument3057752
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressANN ARBOR, MI 48105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2052

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
MunicipalityPunta Gorda City
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,725.00 (-7.5%) Homeowner's exemption$445,671 (-3.31%) Land $86,700 Building $358,971$445,671 (+13.52%) Land $86,700 Building $358,971
2024$7,270.00 (+1.52%)
2023$7,161.00 (+2.01%) Homeowner's exemption$460,916 (+2.4%)$392,582 (-12.78%) Land $102,000 Building $290,582
2022$7,020.00 Homeowner's exemption$450,093 Land $83,300 Building $366,793$450,093 Land $83,300 Building $366,793

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150105052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 269 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies269 in force
Nearby Flood Claims6 (2004–2024)
Claims Outside the SFHA2 of 6
Most Recent ClaimSep 2024, other causes, Hurricane Helene
Claims By Storm
  • Hurricane Irma, Sep 2017 · 2 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 238 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber3,000 / 3,000
Ripple FiberFiber2,000 / 2,000
XfinityCable2,000 / 250

May also be available at this address: Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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