349 Gold Tree, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 349 Gold Tree, Punta Gorda, FL 33955

Property Summary

Property Type	Single Family Home
Details	1,860 sqft · built 2025
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on Record
Last Sale	$414,999 (Jul 2025)
Tax Bill	$776 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Sep 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-23-33-261-006`

Property Details

APN / Parcel Number

Primary APN	`41-23-33-261-006`
Alternative APNs	`0095262-016120-4` `10004712812`

Interior

Building Area	1,860 sqft Living Area
Gross Area	2,804 sqft

Exterior

Year Built	Built 2025
Lot Area	9,600 sqft (0.22 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004712812
Old Parcel Number	00952620161204
Street Address	349 GOLD TREE
City	PUNTA GORDA
State	FL
Zip	33955-1154
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GS-3.5
Legal Description	PGI 018 0389 0012 PUNTA GORDA ISLES SEC18 BLK389 LT12 855/1637 DC3334689-AK 3334690 3451097 3550242
Legal Range	23E
Legal Township	41S
Legal Section	33
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	389
Legal Lot Number	12
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2017
Census Tract	10505

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	349 GOLD TREE, PUNTA GORDA, FL 33955-1154
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUILD MORTGAGE CO
Sep 19, 2024	Warranty Deed, Transfer · Commercial Mortgage ALL PRO FUNDING LLC
Nov 6, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2025 · Amount on Record
Deed Sale	Jul 23, 2025 · Amount on Record
Prior Sale	Sep 19, 2024 · Amount on Record
Deed Document Number	3550242
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 23, 2025
Property Address	349 GOLD TREE, PUNTA GORDA, FL 33955-1154
Document Number	0003550242
Map Reference	MB 10 PG 4
Instrument Date	Jul 22, 2025
Instrument	3550242
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 11, 2025
Title Company	PREFERRED SETTLEMENT SERVICES, PREFERRED STLMT SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,905.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8605 EXPLORER DR, COLORADO SPRINGS, CO 80920-1049

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	349 GOLD TREE, PUNTA GORDA, FL 33955-1154

Mortgage

Document Number	0003550243
Date	Jul 23, 2025
Instrument	3550243

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 19, 2024
Property Address	349 GOLD TREE, PUNTA GORDA, FL 33955-1154
Document Number	0003451097
Map Reference	MB 10 PG 4A
Instrument Date	Sep 19, 2024
Instrument	3451097
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	UNKNOWN, OAK & INK LAND AND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$392.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10175 HIGHWAY 32, PLATO, MO 65552-8127

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8605 EXPLORER DR STE 206, 206, COLORADO SPRINGS, CO 80920-1010
Investor	Possibly a Property Investor

Mortgage

Document Number	0003451098
Date	Sep 19, 2024
Instrument	3451098

Lender

Name	ALL PRO FUNDING LLC
Type	Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Nov 6, 2023
Property Address	349 GOLD TREE, PUNTA GORDA, FL 33955-1154
Document Number	0003334690
Map Reference	MB 100 PG 4A
Instrument Date	Nov 1, 2023
Instrument	3334690
Transaction Type	Transfer
Record Updated	Dec 11, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1011 58TH ST, BROOKLYN, NY 11219-4427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10175 HIGHWAY 32, PLATO, MO 65552-8127

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$776.00 (-10.08%)	$46,750 (+79.41%)	$55,000 (-3.51%) Land $55,000
2023	$863.00 (+8.96%)	$26,058 (-44.26%)	$57,000 (+21.93%) Land $57,000
2022	$792.00	$46,750 Land $46,750	$46,750 Land $46,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 269 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	269 in force
Nearby Flood Claims	6 (2004–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Verizon.

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