408 Ginger Dr, Dover, TN 37058 Property Records

Stewart County property record for 408 Ginger Dr, Dover, TN 37058

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,183 sqft · built 2004
Lot Size	3.03 acres (131,987 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Dec 2024)
Tax Bill	$917 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Feb 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`081084I B 03000`

Property Details

APN / Parcel Number

Primary APN	`081084I B 03000`
Alternative APN	`084I B 03000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,183 sqft Living Area
1st Floor Area	1,225 sqft

Exterior

Year Built	Built 2004
Architectural Style	Mobile/Manufactured
Exterior Material	Metal
Roof Material	Metal
Lot Area	131,987 sqft (3.03 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Driveway	Driveway
Driveway Area	1,404 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	443 sqft
Shed	1 Shed
Shed Area	400 sqft
Utility Building	288 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	408 GINGER DR
City	DOVER
State	TN
Zip	37058-3654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 07, COUNTY AREA: D99
Jurisdiction	STEWART TN
Township / Civil Division	6
Census Block Group	4
Census Block	4029
Census Tract	110700

Owner

Source: Stewart County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	408 GINGER DR, DOVER, TN 37058-3654
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Warranty Deed, Transfer · FHA Mortgage VAN DYK MORTGAGE CORP
Feb 5, 2018	Deed of Trust, Mortgage FIRST FEDERAL BANK
Nov 21, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST FEDERAL BANK
Oct 4, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FORTERA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2024 · Amount on Record
Deed Sale	Dec 5, 2024 · Amount on Record
Prior Sale	May 24, 2022 · Amount on Record
Deed Document Number	72001
Deed Book / Page	306 / 837
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEWART TN
Recording Date	May 24, 2022
Property Address	408 GINGER DR, DOVER, TN 37058-3654
Document Number	000271/447
Book / Page	271 / 447
Instrument Date	May 20, 2022
Instrument	64801
Transaction Type	Transfer
Record Updated	Jun 7, 2022
Title Company	FREEDOM TITLE SERVICES, FREEDOM TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$614.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	408 GINGER DR, DOVER, TN 37058-3654

Mortgage

Document Number	0000064802
Date	May 24, 2022
Instrument	64802

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEWART TN
Property Address	408 GINGER DR, DOVER, TN 37058-3654
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000210/209
Date	Feb 5, 2018
Book Page	210/209
Instrument	51841

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Feb 1, 2025

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEWART TN
Property Address	408 GINGER DR, DOVER, TN 37058-3654
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 GINGER DR, DOVER, TN 37058-3654

Mortgage

Document Number	0000000230/0000000616
Date	Nov 21, 2019
Book Page	0000000230/0000000616
Instrument	56678

Lender

Name	FIRST FEDERAL BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2024

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEWART TN
Property Address	408 GINGER DR, DOVER, TN 37058-3654
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000261/283
Date	Oct 4, 2021
Book Page	261/283
Instrument	62736

Lender

Name	FORTERA FCU
Type	Credit Union
Address	CLARKSVILLE, TN 37040

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2031

Tax Assessment & Valuation

Source: Stewart County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Stewart County
Unified School District	Stewart County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$917.00	$61,700 (-) Land $7,950 Building $53,750
2024	$917.00 (-0.43%)	$61,700 (+58.1%) Land $7,950 Building $53,750
2023	$921.00	$39,025 (-) Land $5,300 Building $33,725
2022	$921.00	$39,025 Land $5,300 Building $33,725	$156,100 (-36.75%) Land $21,200 Building $134,900
2021			$246,800 Land $31,800 Building $215,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOVER WATER DEPT serves 4,037 people · EPA ID TN0000193
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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