Stewart County property record for 314 Ginger Dr, Dover, TN 37058
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,379 sqft · built 2006 |
| Lot Size | 3.96 acres (172,498 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (May 2021) |
| Tax Bill | $1,893 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 081084I B 02602 |
| Primary APN | 081084I B 02602 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,379 sqft Living Area |
| 1st Floor Area | 2,379 sqft |
| Basement Area | 1,885 sqft |
| Unfinished Basement | 1,885 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 172,498 sqft (3.96 acres) |
| Terrain | Rolling |
| Driveway | Driveway |
| Driveway Area | 4,020 sqft |
| Porch | Patio |
|---|---|
| Porch Area | 223 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 314 GINGER DR |
|---|---|
| City | DOVER |
| State | TN |
| Zip | 37058-3652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 07 LOWER VALUE BY B/O/E 2009, COUNTY AREA: D08 |
| Jurisdiction | STEWART TN |
| Township / Civil Division | 6 |
| Census Block Group | 4 |
| Census Block | 4029 |
| Census Tract | 110700 |
Source: Stewart County records · APN 081084I B 02602
Assessment roll updated January 26, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 314 GINGER DR, DOVER, TN 37058-3652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| May 20, 2021 | Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE |
| Sep 22, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FORTERA CU |
| Jun 21, 2018 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 20, 2021 · Amount on Record |
| Deed Sale | May 20, 2021 · Amount on Record |
| Prior Sale | Jun 21, 2018 · Amount on Record |
| Deed Document Number | 202161408 |
| Deed Book / Page | 254 / 874 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEWART TN |
| Recording Date | May 20, 2021 |
| Property Address | 314 GINGER DR, DOVER, TN 37058-3652 |
| Document Number | 254/874 |
| Book / Page | 254 / 874 |
| Instrument Date | May 03, 2021 |
| Instrument | 61408 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2021 |
| Title Company | TENNESSEE NATL TTL AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,443.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 314 GINGER DR, DOVER, TN 37058-3652 |
| Document Number | 61409 |
|---|---|
| Date | May 20, 2021 |
| Instrument | 61409 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEWART TN |
| Property Address | 314 GINGER DR, DOVER, TN 37058-3652 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 242/467 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 242/467 |
| Instrument | 58997 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Aug 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEWART TN |
| Property Address | 314 GINGER DR, DOVER, TN 37058-3652 |
| Transaction Type | Mortgage |
| Record Updated | Aug 06, 2018 |
| Name | Verified Name |
|---|
| Document Number | 213/536 |
|---|---|
| Date | Jun 12, 2018 |
| Book Page | 213/536 |
| Instrument | 52703 |
| Name | FORTERA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEWART TN |
| Recording Date | Jun 21, 2018 |
| Property Address | 314 GINGER DR, DOVER, TN 37058-3652 |
| Document Number | 213/717 |
| Book / Page | 213 / 717 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 52742 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 314 GINGER DR, DOVER, TN 37058-3652 |
| Document Number | 213/720 |
|---|---|
| Date | Jun 21, 2018 |
| Book Page | 213/720 |
| Instrument | 52743 |
| Name | MORTGAGE RESEARCH CENTER |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2048 |
Source: Stewart County records · Assessment roll updated January 26, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Stewart County |
| Unified School District | Stewart County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,893.00 | $127,400 (-) Land $10,400 Building $117,000 | |
| 2024 | $1,893.00 (+5.64%) | $127,400 (+67.8%) Land $10,400 Building $117,000 | |
| 2023 | $1,792.00 | $75,925 (-) Land $6,925 Building $69,000 | |
| 2022 | $1,792.00 | $75,925 Land $6,925 Building $69,000 | $303,700 (-40.4%) Land $27,700 Building $276,000 |
| 2021 | $509,600 Land $41,600 Building $468,000 |
Source: FEMA National Flood Hazard Layer as of January 14, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cumberland Connect Fiber | 1,000 / 1,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 64 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DOVER WATER DEPT serves 4,037 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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