Harford County property record for 408 Gilmor Rd, Joppa, MD 21085 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,040 sqft · built 1965 |
| Lot Size | 0.201 acres (8,760 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Sep 2012) |
| Tax Bill | $2,728 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-136704 |
| Primary APN | 01-136704 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,040 sqft Total Area |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,760 sqft (0.201 acres) |
| Deck Area | 292 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 136704 |
|---|---|
| Street Address | 408 GILMOR RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-4219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 43 BK 35 8760 SF 408 GILMOR ROAD JOPPATOWNE S4 PT 15/56 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | 35 |
| Legal Lot Number | 43 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 301401 |
Source: Harford County records · APN 01-136704
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 408 GILMOR RD, JOPPA, MD 21085-4219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 06, 2019 | Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION |
| Sep 07, 2018 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 25, 2012 · Amount on Record |
| Deed Sale | Sep 25, 2012 · Amount on Record |
| Prior Sale | Feb 03, 2012 · Amount on Record |
| Deed Book / Page | 9886 / 1 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 408 GILMOR RD, JOPPA, MD 21085-4219 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0134270430 |
|---|---|
| Date | Sep 06, 2019 |
| Book Page | 13427/0430 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Address | PARSIPPANY, NJ 07054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 408 GILMOR RD, JOPPA, MD 21085-4219 |
| Document Number | 0129930496 |
| Instrument Date | Sep 07, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 03, 2018 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Address | 408 GILMOR RD JOPPA MD 210854219, JOPPA, MD 21085-4219 |
| Document Number | 0129930496 |
|---|---|
| Date | Sep 21, 2018 |
| Book Page | 012993/000496 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 20, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $279,100 (+16.52%) | $293,500 (+17.26%) Land $69,200 Building $224,300 | |
| 2025 | $2,728.00 (+9.43%) Homeowner's exemption | ||
| 2023 | $239,533 | $250,300 Land $69,200 Building $181,100 | |
| 2022 | $2,493.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253014012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 7 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force 5 of 7 on primary residences |
| Nearby Flood Claims | 2 (1996–2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2025, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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