Harford County property record for 405 Gilmor Rd, Joppa, MD 21085 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,000 sqft · built 1964 |
| Lot Size | 0.185 acres (8,050 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $424,900 (Jan 2026) |
| Tax Bill | $1,963 (2025) |
| Deeds & Mortgages | Jan 2026 Second Mortgage Jan 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-141147 |
| Primary APN | 01-141147 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,000 sqft Total Area |
| Basement Area | 524 sqft |
| Finished Basement | 524 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,050 sqft (0.185 acres) |
| Garage Type | Basement |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 720 sqft |
| Porch | Slab |
| Porch Area | 300 sqft |
| Deck Area | 60 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 141147 |
|---|---|
| Street Address | 405 GILMOR RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-4218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 23 BK 36 8050 SF 405 GILMOR ROAD JOPPATOWNE S4 PT 15/56 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | 36 |
| Legal Lot Number | 23 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 301401 |
Source: Harford County records · APN 01-141147
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 GILMOR RD, JOPPA, MD 21085-4218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jan 09, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Jan 09, 2026 | Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Sep 18, 2025 | Deed, Transfer · Stand-Alone First Mortgage ORACLE REALTY INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 09, 2026 · Amount on Record |
| Deed Sale | Jan 09, 2026 · Amount on Record |
| Prior Sale | Sep 18, 2025 · Amount on Record |
| Deed Book / Page | 16961 / 287 |
| Transfer Doc | 0000000005 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 405 GILMOR RD, JOPPA, MD 21085-4218 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Title Company | LAWYERS EXPRESS TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0169610313 |
|---|---|
| Date | Jan 09, 2026 |
| Book Page | 16961/313 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 384 Months |
| Due | Jan 01, 2058 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jan 09, 2026 |
| Property Address | 405 GILMOR RD, JOPPA, MD 21085-4218 |
| Document Number | 0169610287 |
| Book / Page | 16961 / 287 |
| Map Reference | MB GRG 15 FO 56 |
| Instrument Date | Dec 08, 2025 |
| Transaction Type | Transfer |
| Record Updated | Feb 03, 2026 |
| Title Company | LAWYERS EXPRESS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,062.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 405 GILMOR RD, JOPPA, MD 21085-4218 |
| Document Number | 0016961296 |
|---|---|
| Date | Jan 09, 2026 |
| Instrument | 16961/296 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 18, 2025 |
| Property Address | 405 GILMOR RD, JOPPA, MD 21085-4218 |
| Document Number | 0168120423 |
| Book / Page | 16812 / 423 |
| Map Reference | MB GRG 15 FO 56 |
| Instrument Date | Aug 28, 2025 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Title Company | GOLDSTAR TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,025.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1300 SHORE RD, MIDDLE RIVER, MD 21220-5510 |
| Document Number | 0016812428 |
|---|---|
| Date | Sep 18, 2025 |
| Instrument | 16812/428 |
| Name | ORACLE REALTY INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 01, 2026 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $243,367 (+5.16%) | $255,300 (-) Land $69,200 Building $186,100 | |
| 2025 | $1,963.00 (+8.27%) | $231,433 (+9.6%) | $255,300 (+16.31%) Land $69,200 Building $186,100 |
| 2023 | $211,167 | $219,500 Land $69,200 Building $150,300 | |
| 2022 | $1,813.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253014012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 7 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force 5 of 7 on primary residences |
| Nearby Flood Claims | 2 (1996–2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2025, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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