408 Gernard St, Austin, TX 78751 Property Records

Travis County property record for 408 Gernard St, Austin, TX 78751

Property Summary

Property TypeSingle Family Home
Details1 ba · 792 sqft · built 1949
Lot Size0.145 acres (6,334 sqft)
Owner2 Individual Names on File
Last Sale$180,000 (May 2005)
Tax Bill$9,687 (2025)
Deeds & MortgagesApr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN0224070922

Property Details

APN / Parcel Number

Primary APN0224070922
Alternative APNs
  • 02240709220000
  • 223332

Interior

Full Baths1 Bath
Stories1 Story
Building Area792 sqft Living Area
1st Floor Area792 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Construction TypeWood
Lot Area6,334 sqft (0.145 acres)
Lot Dimensions129 ft deep x 50 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area156 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number223332
Street Address408 GERNARD ST
CityAUSTIN
StateTX
Zip78751-1910
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 21 KOENIG PLACE
Legal SubdivisionKOENIG PLACE
Legal Lot Number21
JurisdictionTRAVIS TX
Township / Civil DivisionAUSTIN
Census Block Group3
Census Block3004
Census Tract305

Owner

Source: Travis County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address15911 RUEL CV, AUSTIN, TX 78717-4827
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 10, 2005 · Amount on File
Deed SaleMay 10, 2005 · Amount on File
Prior SaleAug 31, 1999 · Amount on File
Deed Document Number200582109
Prior Transfer DateMay 5, 2005
Prior Transfer Doc0000082109
Record UpdatedSep 20, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRAVIS TX
Property Address408 GENARD ST, AUSTIN, TX 78751-1910
Document Number0000065524
Instrument DateApr 30, 2018
Transaction TypeMortgage
Record UpdatedNov 21, 2018
Title CompanyTEXAS NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 GENARD ST AUSTIN TX 787511910, AUSTIN, TX 78751-1910

Mortgage

Document Number0000065524
DateMay 1, 2018
Instrument65524
Lender
NameUNIVERSITY CU
TypeCredit Union
AddressAUSTIN, TX 78759
Agreement
AmountAmount on Record
Term240 Months
DueApr 30, 2038

Tax Assessment & Valuation

Source: Travis County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityAustin City
CountyTravis County
Unified School DistrictAustin Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,687.00 (-5.56%)$473,393 (-25.12%) Land $406,675 Building $66,718$473,393 (-25.12%) Land $406,675 Building $66,718
2024$10,257.00 (-1.07%)
2023$632,216 Land $450,000 Building $182,216$632,216 Land $450,000 Building $182,216
2022$10,368.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 27 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies39 units insured
incl. 12 condo units
Nearby Flood Claims3 (1981–2015)
Claims Outside the SFHA1 of 3
Most Recent ClaimMay 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF AUSTIN WATER & WASTEWATER
serves 1,115,323 people · EPA ID TX2270001
Water SourceSurface water
Last State InspectionJul 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Feb 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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