403 Gernard St, Austin, TX 78751 Property Records

Travis County property record for 403 Gernard St, Austin, TX 78751 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,568 sqft · built 2019
Lot Size	0.143 acres (6,251 sqft)
Owner	2 Individual Names on File
Tax Bill	$18,301 (2024)
Deeds & Mortgages	Feb 2021 Mortgage May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0224070809`

Property Details

APN / Parcel Number

Primary APN	`0224070809`
Alternative APNs	`02240708090000` `223294`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,568 sqft Living Area
Gross Area	2,768 sqft
1st Floor Area	1,067 sqft
2nd Floor Area	1,501 sqft

Exterior

Year Built	Built 2019
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,251 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	213 sqft
Patio Area	251 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	223294
Old Parcel Number	02240708090000
Street Address	403 GERNARD ST
City	AUSTIN
State	TX
Zip	78751-1909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 35 KOENIG PLACE
Legal Subdivision	KOENIG PLACE
Legal Lot Number	35
Jurisdiction	TRAVIS TX
Township / Civil Division	AUSTIN
Census Block Group	3
Census Block	3011
Census Tract	305

Owner

Source: Travis County records · APN 0224070809

Assessment roll updated August 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	403 GERNARD ST, AUSTIN, TX 78751-1909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY FCU
May 17, 2019	Warranty Deed, Transfer UNIVERSITY CU
Dec 19, 2018	Trustee's Deed, Construction Loan · Construction Mortgage CJC AUSTIN PROPERTIES LLC
Aug 31, 2018	Warranty Deed, Construction Loan · Construction Mortgage CJC AUSTIN PROPERTIES LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 17, 2019
Deed Sale	May 17, 2019
Deed Document Number	2019071619
Record Updated	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	403 GERNARD ST, AUSTIN, TX 78751-1909
Transaction Type	Mortgage
Record Updated	Nov 04, 2025
Title Company	TEXAS NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037071
Date	Feb 24, 2021
Instrument	2021037071

Lender

Name	UNIVERSITY FCU
Type	Credit Union
Address	AUSTIN, TX 78759

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRAVIS TX
Recording Date	May 17, 2019
Property Address	403 GENARD ST, AUSTIN, TX 78751-1909
Document Number	0000071619
Instrument Date	May 16, 2019
Instrument	71619
Transaction Type	Transfer
Record Updated	Jun 10, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	403 GENARD ST AUSTIN TX 787511909, AUSTIN, TX 78751-1909

Mortgage

Document Number	71620
Date	May 17, 2019
Instrument	71620

Lender

Name	UNIVERSITY CU
Type	Credit Union
Address	AUSTIN, TX 78759

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 16, 2049

Mortgage

Document Number	71621,
Date	May 17, 2019
Instrument	71621

Lender

Name	UNIVERSITY CU
Type	Credit Union
Address	AUSTIN, TX 78759

Agreement

Amount	Amount Recorded
Term	240 Months
Due	May 16, 2039

December 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	TRAVIS TX
Recording Date	Dec 19, 2018
Property Address	403 GENARD ST, AUSTIN, TX 78751-1909
Instrument Date	Dec 14, 2018
Instrument	195327
Transaction Type	Construction Loan
Record Updated	Jan 15, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8123 W HIGHWAY 71 AUSTIN TX 787358103, AUSTIN, TX 78735-8103

Mortgage

Document Number	0000195327
Date	Dec 19, 2018
Instrument	195327

Lender

Name	CJC AUSTIN PROPERTIES LLC
Address	8123 W HIGHWAY 71, AUSTIN, TX 78735-8103

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 18, 2019

August 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	TRAVIS TX
Recording Date	Aug 31, 2018
Property Address	403 GENARD ST, AUSTIN, TX 78751-1909
Document Number	0000139461
Instrument Date	Aug 31, 2018
Instrument	139461
Transaction Type	Construction Loan
Record Updated	Sep 24, 2018
Title Company	CAPITAL TITLE/TX LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8123 W HIGHWAY 71 AUSTIN TX 787358103, AUSTIN, TX 78735-8103

Mortgage

Document Number	139462
Date	Aug 31, 2018
Instrument	139462

Lender

Name	CJC AUSTIN PROPERTIES LLC
Address	8123 W HIGHWAY 71, AUSTIN, TX 78735-8103

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 30, 2019

Tax Assessment & Valuation

Source: Travis County records · Assessment roll updated August 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Austin City
County	Travis County
Unified School District	Austin Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,031,733 (-18.32%) Land $405,003 Building $626,730	$1,031,733 (-18.32%) Land $405,003 Building $626,730
2024	$18,301.00 (+14.96%)
2023		$1,263,175 Land $450,000 Building $813,175	$1,263,175 Land $450,000 Building $813,175
2022	$15,919.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Travis County (48453C), updated May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484530003053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 27 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	39 units insured 12 under condo master policies
Nearby Flood Claims	3 (1981–2015)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2015, river or lake flooding, Severe Storms, Tornadoes, Straight-line Winds And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 719 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Google Fiber	Fiber	8,000 / 8,000
AT&T	Fiber	5,000 / 5,000
Radiate Holdings	Cable	1,500 / 50
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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