Wright County property record for 408 Elder Cir NW, Saint Michael, MN 55376
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 1,614 sqft · built 1996 |
| Lot Size | 0.364 acres (15,881 sqft) |
| Owner | Individual Name on File |
| Last Sale | $384,000 (Oct 2020) |
| Tax Bill | $4,574 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 114-067-001150 |
| Primary APN | 114-067-001150 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,614 sqft Living Area |
| 1st Floor Area | 1,086 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Modular |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 15,881 sqft (0.364 acres) |
| Garage Area | 602 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 405 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 408 ELDER CIR NW |
|---|---|
| City | SAINT MICHAEL |
| State | MN |
| Zip | 55376-1046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-11 TWP-120 RANGE-024 CREEK RIDGE 2ND ADDN LOT-015 BLOCK-001 -001 |
| Legal Range | 024 |
| Legal Township | 120 |
| Legal Section | 11 |
| Legal Subdivision | CREEK RIDGE |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | ST. MICHAEL |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 100803 |
408 Elder Cir NW is owned and occupied by an individual who bought it in October 2020.
Source: Wright County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 408 ELDER CIR NW, SAINT MICHAEL, MN 55376-1046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 27, 2020 · Amount on File |
| Deed Sale | Oct 27, 2020 · Amount on File |
| Prior Sale | Nov 6, 1996 · Amount on File |
| Deed Document Number | 20201445469 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 408 Elder Cir NW was $4,574.
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | St. Michael City |
| Unified School District | St. Michael-Albertville School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,574.00 | $406,400 (+2.47%) Land $113,000 Building $293,400 | $406,400 (+2.47%) Land $113,000 Building $293,400 |
| 2025 | $396,600 Land $115,000 Building $281,600 | $396,600 Land $115,000 Building $281,600 | |
| 2023 | $4,156.00 (+5.11%) | $387,600 Land $113,400 Building $274,200 | $387,600 Land $113,400 Building $274,200 |
| 2022 | $3,954.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 408 Elder Cir NW in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 408 Elder Cir NW is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Joint Powers Water Board serves 30,922 people · EPA ID MN1860024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.56 mg/L (2026) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Verizon.
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